Capital One Financial (COF-PN) Interest Income - Net (2009 - 2026)

Capital One Financial (COF-PN) posted quarterly Interest Income - Net of $12.1 billion for Q1 2026, up 51.57% YoY from $8.0 billion in Q1 2025, and down 2.58% sequentially from $12.5 billion in Q4 2025.

Capital One Financial (COF-PN) Interest Income - Net (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Interest Income - Net across 18 years of filings, most recently posting $12.1 billion for Q1 2026.

  • In Q1 2026, Interest Income - Net rose 51.57% year-over-year to $12.1 billion; the TTM figure through Mar 2026 stood at $47.0 billion (up 48.14% YoY), while the FY2025 annual figure was $42.9 billion, up 37.39% from the prior year.
  • Interest Income - Net eased to $12.1 billion in Q1 2026, from $12.5 billion in the prior quarter.
  • Over the last five years, Interest Income - Net for COF-PN reached as high as $12.5 billion in Q4 2025 and fell as low as $6.4 billion in Q1 2022.
  • The 5-year median for Interest Income - Net is $7.5 billion (2023), against an average of $8.4 billion.
  • Annual changes were most pronounced in 2024 — Interest Income - Net grew 4.2% — and 2025, when it surged 53.94%.
  • A 5-year view of Interest Income - Net shows it stood at $7.2 billion in 2022, then climbed by 4.47% to $7.5 billion in 2023, then grew by 7.7% to $8.1 billion in 2024, then surged by 53.94% to $12.5 billion in 2025, then fell by 2.58% to $12.1 billion in 2026.
  • According to Business Quant data, Interest Income - Net over the past three periods registered $12.1 billion, $12.5 billion, and $12.4 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 418.69 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 692.99 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.86 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Capital One Financial - - - 12.15 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 12.15 Bn
Dec 31, 2025 12.47 Bn
Sep 30, 2025 12.40 Bn
Jun 30, 2025 10.00 Bn
Mar 31, 2025 8.01 Bn
Dec 31, 2024 8.10 Bn
Sep 30, 2024 8.08 Bn
Jun 30, 2024 7.55 Bn
Mar 31, 2024 7.49 Bn
Dec 31, 2023 7.52 Bn
Sep 30, 2023 7.42 Bn
Jun 30, 2023 7.11 Bn
Mar 31, 2023 7.19 Bn
Dec 31, 2022 7.20 Bn
Sep 30, 2022 7.00 Bn
Jun 30, 2022 6.52 Bn
Mar 31, 2022 6.40 Bn
Dec 31, 2021 6.45 Bn
Sep 30, 2021 6.16 Bn
Jun 30, 2021 5.74 Bn