Capital One Financial (COF-PL) Service Charges (2009 - 2026)

Capital One Financial (COF-PL) posted quarterly Service Charges of $809.0 million for Q1 2026, up 58.94% YoY from $509.0 million in Q1 2025, and down 2.88% sequentially from $833.0 million in Q4 2025.

Capital One Financial (COF-PL) Service Charges (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Service Charges across 18 years of filings, most recently posting $809.0 million for Q1 2026.

  • In Q1 2026, Service Charges rose 58.94% year-over-year to $809.0 million; the TTM figure through Mar 2026 stood at $3.1 billion (up 55.66% YoY), while the FY2025 annual figure was $2.8 billion, up 44.18% from the prior year.
  • Service Charges retreated to $809.0 million in Q1 2026, from $833.0 million in the prior quarter.
  • Over the last five years, Service Charges for COF-PL reached as high as $849.0 million in Q3 2025 and fell as low as $379.0 million in Q1 2023.
  • The 5-year median for Service Charges is $459.0 million (2024), against an average of $525.1 million.
  • Annual changes were most pronounced in 2022 — Service Charges retreated 9.2% — and 2025, when it surged 69.46%.
  • A 5-year view of Service Charges shows it stood at $395.0 million in 2022, then rose by 7.34% to $424.0 million in 2023, then surged by 30.66% to $554.0 million in 2024, then soared by 50.36% to $833.0 million in 2025, then slipped by 2.88% to $809.0 million in 2026.
  • According to Business Quant data, Service Charges over the past three periods registered $809.0 million, $833.0 million, and $849.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Capital One Financial - - -

Historic Data

Download Data
DateValue
Mar 31, 2026 809.00 Mn
Dec 31, 2025 833.00 Mn
Sep 30, 2025 849.00 Mn
Jun 30, 2025 658.00 Mn
Mar 31, 2025 509.00 Mn
Dec 31, 2024 554.00 Mn
Sep 30, 2024 501.00 Mn
Jun 30, 2024 459.00 Mn
Mar 31, 2024 462.00 Mn
Dec 31, 2023 424.00 Mn
Sep 30, 2023 453.00 Mn
Jun 30, 2023 411.00 Mn
Mar 31, 2023 379.00 Mn
Dec 31, 2022 395.00 Mn
Sep 30, 2022 415.00 Mn
Jun 30, 2022 415.00 Mn
Mar 31, 2022 400.00 Mn
Dec 31, 2021 435.00 Mn
Sep 30, 2021 407.00 Mn
Jun 30, 2021 384.00 Mn