KPIs & Operating Metrics(New)
Growth Metrics

Clover Health Investments (CLOV) Operating Margin (2020 - 2025)

Clover Health Investments (CLOV) has disclosed Operating Margin for 6 consecutive years, with 9.15% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, Operating Margin rose 1542.0% year-over-year to 9.15%, compared with a TTM value of 0.29% through Dec 2025, up 362.0%, and an annual FY2025 reading of 17.08%, up 2042.0% over the prior year.
  • Operating Margin was 9.15% for Q4 2025 at Clover Health Investments, up from 4.91% in the prior quarter.
  • Across five years, Operating Margin topped out at 9.15% in Q4 2025 and bottomed at 73.29% in Q3 2021.
  • Average Operating Margin over 5 years is 16.33%, with a median of 6.64% recorded in 2024.
  • The sharpest move saw Operating Margin plummeted -7189bps in 2021, then soared 6812bps in 2022.
  • Year by year, Operating Margin stood at 28.49% in 2021, then surged by 58bps to 11.86% in 2022, then increased by 27bps to 8.6% in 2023, then grew by 27bps to 6.27% in 2024, then skyrocketed by 246bps to 9.15% in 2025.
  • Business Quant data shows Operating Margin for CLOV at 9.15% in Q4 2025, 4.91% in Q3 2025, and 2.19% in Q2 2025.