Clover Health Investments (CLOV) FCF Margin (2020 - 2026)
Clover Health Investments' FCF Margin was 3.30% in Q2 2026, up 2.28 percentage points from 1.01% a year earlier but down 10.99 percentage points from the prior quarter.
Clover Health Investments (CLOV) FCF Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Clover Health Investments' FCF Margin was 3.00% through Jun 30, 2026, up 3.59 percentage points year-over-year; for FY2025, it was -3.58%, down 9.48 percentage points from FY2024.
- FCF Margin shows a five-year change of +14.13 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 5.90% in FY2024 (+17.42 pp), -11.52% in FY2023 (+16.66 pp), -28.19% in FY2022 (-8.96 pp) and -19.23% in FY2021 (-1.52 pp).
- Quarterly FCF Margin has moved between -82.53% (Q4 2023) and 24.47% (Q1 2023) over five years.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of +9.02 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2024 (a gain of 68.47 percentage points); the worst was Q3 2023 (a drop of 18.05 percentage points).
- Per Business Quant data, CLOV's FCF Margin in the three quarters before Q2 2026 was 14.29% (Q1 2026), -14.10% (Q4 2025) and 2.30% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 341.92 Bn | 226.55 Bn | 36.67 Bn | 9.15% |
| 2 | Cvs Health | 112.26 Bn | 64.87 Bn | 47.23 Bn | 5.33% |
| 3 | Mckesson | 99.84 Bn | 86.30 Bn | 3.69 Bn | -0.32% |
| 4 | Elevance Health | 85.53 Bn | -56.21 Bn | 13.45 Bn | 3.22% |
| 5 | Cigna | 71.85 Bn | 41.39 Bn | 14.97 Bn | -1.00% |
| 6 | Cencora | 57.95 Bn | 47.04 Bn | 3.61 Bn | 2.86% |
| 7 | Cardinal Health | 51.09 Bn | 35.09 Bn | 2.56 Bn | 2.24% |
| 8 | Humana | 46.78 Bn | -41.02 Bn | 5.50 Bn | 4.49% |
| 9 | Centene | 30.87 Bn | -59.41 Bn | 14.55 Bn | 6.38% |
| 10 | Clover Health Investments | 2.29 Bn | 1.55 Bn | 153.00 Mn | 3.30% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.30% |
| Mar 31, 2026 | 14.29% |
| Dec 31, 2025 | -14.10% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 1.01% |
| Mar 31, 2025 | -3.56% |
| Dec 31, 2024 | -14.07% |
| Sep 30, 2024 | 14.94% |
| Jun 30, 2024 | 12.73% |
| Mar 31, 2024 | 9.66% |
| Dec 31, 2023 | -82.53% |
| Sep 30, 2023 | -6.22% |
| Jun 30, 2023 | 16.50% |
| Mar 31, 2023 | 24.47% |
| Sep 30, 2022 | 11.83% |
| Jun 30, 2022 | -4.65% |
| Mar 31, 2022 | -6.54% |
| Dec 31, 2021 | -18.61% |
| Sep 30, 2021 | -10.61% |
| Jun 30, 2021 | -15.60% |
Clover Health Investments FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CLOV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CLOV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CLOV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();