Clover Health Investments (CLOV) FCF Margin (2020 - 2026)
Clover Health Investments (CLOV) reported FCF Margin of 14.38% for Q1 2026, up 1795.0% on a YoY basis from 0.76% in Q1 2025, and up 201.65% quarter-over-quarter from 14.15% in Q4 2025.
Clover Health Investments (CLOV) FCF Margin (2020 - 2026) Analysis & Trends
Clover Health Investments has reported FCF Margin for 7 years, with the latest figure at 14.38% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1795.0% year-over-year to 14.38%; the trailing twelve-month figure through Mar 2026 stood at 2.47% (down 14.0% YoY), and the FY2025 full-year result was 3.65%, down 955.0% from the prior year.
- FCF Margin for Q1 2026 stood at 14.38%, up from 14.15% in the prior quarter.
- The five-year high for FCF Margin was 24.85% in Q1 2023, with the low at 71.63% in Q4 2023.
- Historically, FCF Margin has averaged 1.56% across 5 years, with a median of 2.3% in 2025.
- Annual changes were most pronounced in 2023 — FCF Margin sank 9266 bps — and 2024, when it jumped 6019 bps.
- Clover Health Investments' FCF Margin stood at 21.03% in 2022, then sank by 441 bps to 71.63% in 2023, then surged by 84 bps to 11.44% in 2024, then retreated by 24 bps to 14.15% in 2025, then surged by 202 bps to 14.38% in 2026.
- The last three FCF Margin figures came in at 14.38% (Q1 2026), 14.15% (Q4 2025), and 2.3% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 363.95 Bn | 334.15 Bn | 98.90 Bn | 7.29% |
| 2 | Cvs Health | 124.98 Bn | 113.36 Bn | 4.43 Bn | 10.06% |
| 3 | Elevance Health | 85.46 Bn | 50.04 Bn | 13.88 Bn | 8.28% |
| 4 | Cigna | 73.39 Bn | 65.77 Bn | -44.29 Bn | 8.81% |
| 5 | Humana | 43.40 Bn | 21.50 Bn | 4.00 Bn | 3.00% |
| 6 | Centene | 30.02 Bn | 6.36 Bn | 49.24 Bn | 8.34% |
| 7 | Molina Healthcare | 9.92 Bn | 668.90 Mn | 1.53 Bn | 9.77% |
| 8 | Oscar Health | 8.44 Bn | 1.64 Bn | -3.22 Bn | 45,648.58% |
| 9 | Alignment Healthcare | 4.50 Bn | 3.77 Bn | 135.85 Mn | 9.89% |
| 10 | Clover Health Investments | 2.61 Bn | 2.41 Bn | 154.54 Mn | 14.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 14.38% |
| Dec 31, 2025 | -14.15% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 1.01% |
| Mar 31, 2025 | -3.56% |
| Dec 31, 2024 | -11.44% |
| Sep 30, 2024 | 12.26% |
| Jun 30, 2024 | 14.98% |
| Mar 31, 2024 | 7.46% |
| Dec 31, 2023 | -71.63% |
| Sep 30, 2023 | -17.35% |
| Jun 30, 2023 | 16.80% |
| Mar 31, 2023 | 24.85% |
| Dec 31, 2022 | 21.03% |
| Sep 30, 2022 | 11.83% |
| Jun 30, 2022 | -14.65% |
| Mar 31, 2022 | -20.56% |
| Dec 31, 2021 | -18.61% |
| Sep 30, 2021 | -22.25% |
| Jun 30, 2021 | -15.60% |