Clover Health Investments (CLOV) FCF Margin (2020 - 2026)

Clover Health Investments (CLOV) posted FCF Margin of 14.38% for Q1 2026, up 195.22% on a QoQ basis from 15.11% in Q4 2025, and up 1795.0% year-over-year from 0.76% in Q1 2025.

Clover Health Investments (CLOV) FCF Margin (2020 - 2026) Analysis & Trends

Clover Health Investments' FCF Margin history runs 7 years deep, the most recent figure standing at 14.38% for Q1 2026.

  • Quarterly FCF Margin rose 1795.0% year-over-year to 14.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.52% (down 15.0% YoY) and the FY2025 annual result came in at 3.65%, down 966.0% from the prior year.
  • FCF Margin was 14.38% for Q1 2026 at Clover Health Investments, up from 15.11% in the prior quarter.
  • Across five years, FCF Margin topped out at 37.85% in Q3 2022 and bottomed at 89.64% in Q4 2023.
  • A 5-year average of 6.24% and a median of 1.03% in 2025 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2022 — FCF Margin slumped 5701 bps — and 2024, when it jumped 7439 bps.
  • Clover Health Investments' FCF Margin stood at 75.62% in 2022, then slipped by 19 bps to 89.64% in 2023, then jumped by 83 bps to 15.26% in 2024, then rose by 1 bps to 15.11% in 2025, then surged by 195 bps to 14.38% in 2026.
  • Business Quant data shows CLOV's FCF Margin at 14.38% in Q1 2026, 15.11% in Q4 2025, and 2.3% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Unitedhealth 384.70 Bn 354.90 Bn 38.23 Bn 7.29%
2 Cvs Health 136.05 Bn 124.42 Bn 22.85 Bn 10.06%
3 Elevance Health 82.25 Bn 46.44 Bn 35.79 Bn 3.94%
4 Cigna 75.16 Bn 67.54 Bn -44.29 Bn 8.81%
5 Humana 47.47 Bn 25.57 Bn 5.94 Bn 2.86%
6 Centene 31.35 Bn 7.64 Bn 43.95 Bn 9.33%
7 Molina Healthcare 10.44 Bn 1.19 Bn 1.43 Bn -2.98%
8 Oscar Health 8.62 Bn 1.83 Bn 1.42 Bn 56.17%
9 Alignment Healthcare 4.13 Bn 3.41 Bn 144.48 Mn 10.41%
10 Clover Health Investments 2.38 Bn 2.18 Bn 154.54 Mn 14.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 14.38%
Dec 31, 2025 -15.11%
Sep 30, 2025 2.30%
Jun 30, 2025 1.03%
Mar 31, 2025 -3.56%
Dec 31, 2024 -15.26%
Sep 30, 2024 14.94%
Jun 30, 2024 14.98%
Mar 31, 2024 7.46%
Dec 31, 2023 -89.64%
Sep 30, 2023 -6.32%
Jun 30, 2023 16.80%
Mar 31, 2023 24.85%
Dec 31, 2022 -75.62%
Sep 30, 2022 37.85%
Jun 30, 2022 -14.65%
Mar 31, 2022 -20.56%
Dec 31, 2021 -18.61%
Sep 30, 2021 -22.25%
Jun 30, 2021 -32.94%