Clover Health Investments (CLOV) FCF Margin (2020 - 2026)

Clover Health Investments (CLOV) reported FCF Margin of 14.38% for Q1 2026, up 1795.0% on a YoY basis from 0.76% in Q1 2025, and up 201.65% quarter-over-quarter from 14.15% in Q4 2025.

Clover Health Investments (CLOV) FCF Margin (2020 - 2026) Analysis & Trends

Clover Health Investments has reported FCF Margin for 7 years, with the latest figure at 14.38% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 1795.0% year-over-year to 14.38%; the trailing twelve-month figure through Mar 2026 stood at 2.47% (down 14.0% YoY), and the FY2025 full-year result was 3.65%, down 955.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 14.38%, up from 14.15% in the prior quarter.
  • The five-year high for FCF Margin was 24.85% in Q1 2023, with the low at 71.63% in Q4 2023.
  • Historically, FCF Margin has averaged 1.56% across 5 years, with a median of 2.3% in 2025.
  • Annual changes were most pronounced in 2023 — FCF Margin sank 9266 bps — and 2024, when it jumped 6019 bps.
  • Clover Health Investments' FCF Margin stood at 21.03% in 2022, then sank by 441 bps to 71.63% in 2023, then surged by 84 bps to 11.44% in 2024, then retreated by 24 bps to 14.15% in 2025, then surged by 202 bps to 14.38% in 2026.
  • The last three FCF Margin figures came in at 14.38% (Q1 2026), 14.15% (Q4 2025), and 2.3% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Unitedhealth 363.95 Bn 334.15 Bn 98.90 Bn 7.29%
2 Cvs Health 124.98 Bn 113.36 Bn 4.43 Bn 10.06%
3 Elevance Health 85.46 Bn 50.04 Bn 13.88 Bn 8.28%
4 Cigna 73.39 Bn 65.77 Bn -44.29 Bn 8.81%
5 Humana 43.40 Bn 21.50 Bn 4.00 Bn 3.00%
6 Centene 30.02 Bn 6.36 Bn 49.24 Bn 8.34%
7 Molina Healthcare 9.92 Bn 668.90 Mn 1.53 Bn 9.77%
8 Oscar Health 8.44 Bn 1.64 Bn -3.22 Bn 45,648.58%
9 Alignment Healthcare 4.50 Bn 3.77 Bn 135.85 Mn 9.89%
10 Clover Health Investments 2.61 Bn 2.41 Bn 154.54 Mn 14.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 14.38%
Dec 31, 2025 -14.15%
Sep 30, 2025 2.30%
Jun 30, 2025 1.01%
Mar 31, 2025 -3.56%
Dec 31, 2024 -11.44%
Sep 30, 2024 12.26%
Jun 30, 2024 14.98%
Mar 31, 2024 7.46%
Dec 31, 2023 -71.63%
Sep 30, 2023 -17.35%
Jun 30, 2023 16.80%
Mar 31, 2023 24.85%
Dec 31, 2022 21.03%
Sep 30, 2022 11.83%
Jun 30, 2022 -14.65%
Mar 31, 2022 -20.56%
Dec 31, 2021 -18.61%
Sep 30, 2021 -22.25%
Jun 30, 2021 -15.60%