Clover Health Investments (CLOV) FCF Margin (2020 - 2026)
Clover Health Investments (CLOV) posted FCF Margin of 14.38% for Q1 2026, up 195.22% on a QoQ basis from 15.11% in Q4 2025, and up 1795.0% year-over-year from 0.76% in Q1 2025.
Clover Health Investments (CLOV) FCF Margin (2020 - 2026) Analysis & Trends
Clover Health Investments' FCF Margin history runs 7 years deep, the most recent figure standing at 14.38% for Q1 2026.
- Quarterly FCF Margin rose 1795.0% year-over-year to 14.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.52% (down 15.0% YoY) and the FY2025 annual result came in at 3.65%, down 966.0% from the prior year.
- FCF Margin was 14.38% for Q1 2026 at Clover Health Investments, up from 15.11% in the prior quarter.
- Across five years, FCF Margin topped out at 37.85% in Q3 2022 and bottomed at 89.64% in Q4 2023.
- A 5-year average of 6.24% and a median of 1.03% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2022 — FCF Margin slumped 5701 bps — and 2024, when it jumped 7439 bps.
- Clover Health Investments' FCF Margin stood at 75.62% in 2022, then slipped by 19 bps to 89.64% in 2023, then jumped by 83 bps to 15.26% in 2024, then rose by 1 bps to 15.11% in 2025, then surged by 195 bps to 14.38% in 2026.
- Business Quant data shows CLOV's FCF Margin at 14.38% in Q1 2026, 15.11% in Q4 2025, and 2.3% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 384.70 Bn | 354.90 Bn | 38.23 Bn | 7.29% |
| 2 | Cvs Health | 136.05 Bn | 124.42 Bn | 22.85 Bn | 10.06% |
| 3 | Elevance Health | 82.25 Bn | 46.44 Bn | 35.79 Bn | 3.94% |
| 4 | Cigna | 75.16 Bn | 67.54 Bn | -44.29 Bn | 8.81% |
| 5 | Humana | 47.47 Bn | 25.57 Bn | 5.94 Bn | 2.86% |
| 6 | Centene | 31.35 Bn | 7.64 Bn | 43.95 Bn | 9.33% |
| 7 | Molina Healthcare | 10.44 Bn | 1.19 Bn | 1.43 Bn | -2.98% |
| 8 | Oscar Health | 8.62 Bn | 1.83 Bn | 1.42 Bn | 56.17% |
| 9 | Alignment Healthcare | 4.13 Bn | 3.41 Bn | 144.48 Mn | 10.41% |
| 10 | Clover Health Investments | 2.38 Bn | 2.18 Bn | 154.54 Mn | 14.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 14.38% |
| Dec 31, 2025 | -15.11% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 1.03% |
| Mar 31, 2025 | -3.56% |
| Dec 31, 2024 | -15.26% |
| Sep 30, 2024 | 14.94% |
| Jun 30, 2024 | 14.98% |
| Mar 31, 2024 | 7.46% |
| Dec 31, 2023 | -89.64% |
| Sep 30, 2023 | -6.32% |
| Jun 30, 2023 | 16.80% |
| Mar 31, 2023 | 24.85% |
| Dec 31, 2022 | -75.62% |
| Sep 30, 2022 | 37.85% |
| Jun 30, 2022 | -14.65% |
| Mar 31, 2022 | -20.56% |
| Dec 31, 2021 | -18.61% |
| Sep 30, 2021 | -22.25% |
| Jun 30, 2021 | -32.94% |