Citizens (CIA) Return on Equity [ROE] (2011 - 2026)
Citizens (CIA) reported Return on Equity [ROE] of 4.90% for Q2 2026, down 0.13 percentage points from 5.03% a year earlier and down 2.91 percentage points from the prior quarter.
Citizens (CIA) Return on Equity [ROE] (2011 - 2026) Analysis & Trends
For FY2025, Citizens posted Return on Equity [ROE] of 6.55%, down 1.24 percentage points from FY2024.
- Return on Equity [ROE] has declined for four consecutive years, though with a five-year change of +10.47 percentage points (FY2020 to FY2025).
- By year, Return on Equity [ROE] came in at 7.80% in FY2024 (-8.50 pp), 16.30% in FY2023 (-6.54 pp), 22.84% in FY2022 (-13.43 pp) and 36.27% in FY2021 (+40.19 pp).
- Five-year quarterly Return on Equity [ROE] spans a low of 0.07% in Q3 2021 and a high of 74.82% in Q3 2022.
- Year over year, Return on Equity [ROE] gained in 1 of the last eight quarters, with an average year-over-year change of -4.25 percentage points.
- The high point for year-over-year Return on Equity [ROE] in five years was Q1 2022 (a gain of 78.58 percentage points); the low point was Q1 2023 (a drop of 57.20 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 7.80% (Q1 2026), 6.34% (Q4 2025) and 4.78% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.57 Bn | 87.15 Bn | 9.13 Bn | 14.32% |
| 2 | Progressive | 133.20 Bn | 109.03 Bn | 9.04 Bn | 35.24% |
| 3 | Marsh & Mclennan Companies | 94.10 Bn | 86.26 Bn | - | 27.18% |
| 4 | Travelers Companies | 85.25 Bn | 61.50 Bn | 6.23 Bn | 25.51% |
| 5 | Manulife Financial | 77.67 Bn | -17.21 Bn | - | 9.17% |
| 6 | Arthur J. Gallagher | 68.98 Bn | 63.38 Bn | - | 6.62% |
| 7 | Metlife | 66.23 Bn | -40.55 Bn | 7.82 Bn | 13.22% |
| 8 | Allstate | 65.98 Bn | 27.25 Bn | 8.73 Bn | 40.73% |
| 9 | Aon | 64.97 Bn | 58.19 Bn | - | 40.61% |
| 10 | Citizens | 182.38 Mn | 95.39 Mn | 26.66 Mn | 4.90% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.90% |
| Mar 31, 2026 | 7.80% |
| Dec 31, 2025 | 6.34% |
| Sep 30, 2025 | 4.78% |
| Jun 30, 2025 | 5.03% |
| Mar 31, 2025 | 4.08% |
| Dec 31, 2024 | 7.14% |
| Sep 30, 2024 | 11.04% |
| Jun 30, 2024 | 11.35% |
| Mar 31, 2024 | 13.13% |
| Dec 31, 2023 | 15.04% |
| Sep 30, 2023 | 18.26% |
| Jun 30, 2023 | 18.64% |
| Mar 31, 2023 | 17.32% |
| Dec 31, 2022 | 21.78% |
| Sep 30, 2022 | 74.82% |
| Jun 30, 2022 | 65.49% |
| Mar 31, 2022 | 74.53% |
| Dec 31, 2021 | 40.54% |
| Sep 30, 2021 | 0.07% |
Citizens Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=CIA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();