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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Citizens (CIA) Operating Margin (2016 - 2025)

Citizens has reported Operating Margin over the past 15 years, most recently at 25.5% for Q4 2025.

  • Quarterly results put Operating Margin at 25.5% for Q4 2025, down 177.0% from a year ago — trailing twelve months through Dec 2025 was 28.18% (down 27.0% YoY), and the annual figure for FY2025 was 28.18%, down 1204.0%.
  • Operating Margin for Q4 2025 was 25.5% at Citizens, down from 30.44% in the prior quarter.
  • Over the last five years, Operating Margin for CIA hit a ceiling of 31.22% in Q1 2025 and a floor of 22.13% in Q4 2021.
  • Median Operating Margin over the past 5 years was 28.06% (2022), compared with a mean of 27.74%.
  • Biggest five-year swings in Operating Margin: soared 547bps in 2022 and later crashed -187bps in 2025.
  • Citizens' Operating Margin stood at 22.13% in 2021, then increased by 17bps to 25.93% in 2022, then increased by 1bps to 26.28% in 2023, then rose by 4bps to 27.27% in 2024, then decreased by -6bps to 25.5% in 2025.
  • The last three reported values for Operating Margin were 25.5% (Q4 2025), 30.44% (Q3 2025), and 26.38% (Q2 2025) per Business Quant data.