Citizens (CIA) Net Margin (2011 - 2026)
Citizens (CIA) posted Net Margin of -0.70% for Q2 2026, down 10.63 percentage points from 9.92% a year earlier and down 4.50 percentage points from the prior quarter.
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Analysis
Citizens (CIA) Net Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Citizens was 4.55%, down 0.02 percentage points year-over-year; for FY2025, it was 5.71%, down 0.38 percentage points from FY2024.
- Annual Net Margin has declined for four consecutive years, though with a five-year change of +10.31 percentage points (FY2020 to FY2025).
- In prior years, Citizens' Net Margin was 6.09% in FY2024 (-4.07 pp), 10.15% in FY2023 (-1.03 pp), 11.18% in FY2022 (-17.83 pp) and 29.02% in FY2021 (+33.62 pp).
- The Q2 2026 figure stands as the lowest quarterly Net Margin since Q1 2025.
- On a year-over-year basis, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -2.22 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2021, with a gain of 52.18 percentage points; the weakest was Q4 2022, with a drop of 34.23 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 3.80% (Q1 2026), 10.18% (Q4 2025) and 3.85% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 18.05% |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 14.02% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 11.77% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 18.17% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 10.52% |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 8.09% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 3.68% |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 17.43% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 12.98% |
| 10 | Citizens | 181.37 Mn | 94.38 Mn | 26.66 Mn | -0.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.70% |
| Mar 31, 2026 | 3.80% |
| Dec 31, 2025 | 10.18% |
| Sep 30, 2025 | 3.85% |
| Jun 30, 2025 | 9.92% |
| Mar 31, 2025 | -2.92% |
| Dec 31, 2024 | 5.70% |
| Sep 30, 2024 | 4.52% |
| Jun 30, 2024 | 6.38% |
| Mar 31, 2024 | 7.87% |
| Dec 31, 2023 | 16.07% |
| Sep 30, 2023 | 4.54% |
| Jun 30, 2023 | 10.47% |
| Mar 31, 2023 | 8.71% |
| Dec 31, 2022 | 20.31% |
| Sep 30, 2022 | 6.06% |
| Jun 30, 2022 | 4.64% |
| Mar 31, 2022 | 11.65% |
| Dec 31, 2021 | 54.54% |
| Sep 30, 2021 | -4.55% |
API Access
Citizens Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CIA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();