Citizens (CIA) Net Margin (2011 - 2026)

Citizens' (CIA) quarterly Net Margin came in at 5.16% in Q1 2026, up 1005.0% year-on-year from 0.47% in Q1 2025, and down 49.34% quarter-over-quarter from 10.18% in Q4 2025.

Citizens (CIA) Net Margin (2011 - 2026) Analysis & Trends

Citizens' Net Margin history runs 16 years deep, the most recent figure standing at 5.16% for Q1 2026.

  • On a quarterly basis, Net Margin rose 1005.0% year-over-year to 5.16% in Q1 2026; TTM through Mar 2026 was 7.62%, a 447.0% increase from a year earlier, with the FY2025 full-year figure at 5.71%, down 38.0% from the prior year.
  • Net Margin slipped to 5.16% in Q1 2026 per CIA's latest filing, from 10.18% in the prior quarter.
  • Across five years, Net Margin topped out at 20.31% in Q4 2022 and bottomed at 4.89% in Q1 2025.
  • The 5-year median for Net Margin is 6.38% (2024), against an average of 7.71%.
  • Biggest YoY gain for Net Margin was 1809 bps in 2022; the steepest drop was 8743 bps in 2022.
  • Year by year, Net Margin stood at 20.31% in 2022, then retreated by 21 bps to 16.07% in 2023, then tumbled by 64 bps to 5.7% in 2024, then jumped by 78 bps to 10.18% in 2025, then slumped by 49 bps to 5.16% in 2026.
  • Per Business Quant, the three latest CIA Net Margin figures stand at 5.16% (Q1 2026), 10.18% (Q4 2025), and 3.85% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Prudential 75.74 Bn 67.41 Bn - -
2 Manulife Financial 73.69 Bn 73.69 Bn - -
3 Aflac 64.95 Bn 59.30 Bn 2.51 Bn 23.45%
4 Metlife 62.10 Bn 45.95 Bn 256.00 Mn 9.41%
5 Unum 14.20 Bn 4.24 Bn 1.40 Bn 7.90%
6 Primerica 10.02 Bn 9.35 Bn 770.81 Mn 21.78%
7 Jackson Financial 8.48 Bn 2.94 Bn - -14.99%
8 Lincoln National 7.91 Bn -986.27 Mn 3.25 Bn -3.88%
9 F&G Annuities & Life 3.93 Bn 1.61 Bn 1.15 Bn 20.56%
10 Citizens 244.75 Mn 224.78 Mn 285,000.00 5.16%

Historic Data

Download Data
DateValue
Mar 31, 2026 5.16%
Dec 31, 2025 10.18%
Sep 30, 2025 3.85%
Jun 30, 2025 9.92%
Mar 31, 2025 -4.89%
Dec 31, 2024 5.70%
Sep 30, 2024 4.52%
Jun 30, 2024 6.38%
Mar 31, 2024 7.87%
Dec 31, 2023 16.07%
Sep 30, 2023 4.54%
Jun 30, 2023 10.47%
Mar 31, 2023 8.71%
Dec 31, 2022 20.31%
Sep 30, 2022 6.06%
Jun 30, 2022 4.64%
Mar 31, 2022 11.65%
Dec 31, 2021 107.74%
Sep 30, 2021 -4.55%
Jun 30, 2021 7.90%