Citizens (CIA) Net Margin (2011 - 2026)
Citizens' (CIA) quarterly Net Margin came in at 5.16% in Q1 2026, up 1005.0% year-on-year from 0.47% in Q1 2025, and down 49.34% quarter-over-quarter from 10.18% in Q4 2025.
Citizens (CIA) Net Margin (2011 - 2026) Analysis & Trends
Citizens' Net Margin history runs 16 years deep, the most recent figure standing at 5.16% for Q1 2026.
- On a quarterly basis, Net Margin rose 1005.0% year-over-year to 5.16% in Q1 2026; TTM through Mar 2026 was 7.62%, a 447.0% increase from a year earlier, with the FY2025 full-year figure at 5.71%, down 38.0% from the prior year.
- Net Margin slipped to 5.16% in Q1 2026 per CIA's latest filing, from 10.18% in the prior quarter.
- Across five years, Net Margin topped out at 20.31% in Q4 2022 and bottomed at 4.89% in Q1 2025.
- The 5-year median for Net Margin is 6.38% (2024), against an average of 7.71%.
- Biggest YoY gain for Net Margin was 1809 bps in 2022; the steepest drop was 8743 bps in 2022.
- Year by year, Net Margin stood at 20.31% in 2022, then retreated by 21 bps to 16.07% in 2023, then tumbled by 64 bps to 5.7% in 2024, then jumped by 78 bps to 10.18% in 2025, then slumped by 49 bps to 5.16% in 2026.
- Per Business Quant, the three latest CIA Net Margin figures stand at 5.16% (Q1 2026), 10.18% (Q4 2025), and 3.85% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Prudential | 75.74 Bn | 67.41 Bn | - | - |
| 2 | Manulife Financial | 73.69 Bn | 73.69 Bn | - | - |
| 3 | Aflac | 64.95 Bn | 59.30 Bn | 2.51 Bn | 23.45% |
| 4 | Metlife | 62.10 Bn | 45.95 Bn | 256.00 Mn | 9.41% |
| 5 | Unum | 14.20 Bn | 4.24 Bn | 1.40 Bn | 7.90% |
| 6 | Primerica | 10.02 Bn | 9.35 Bn | 770.81 Mn | 21.78% |
| 7 | Jackson Financial | 8.48 Bn | 2.94 Bn | - | -14.99% |
| 8 | Lincoln National | 7.91 Bn | -986.27 Mn | 3.25 Bn | -3.88% |
| 9 | F&G Annuities & Life | 3.93 Bn | 1.61 Bn | 1.15 Bn | 20.56% |
| 10 | Citizens | 244.75 Mn | 224.78 Mn | 285,000.00 | 5.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.16% |
| Dec 31, 2025 | 10.18% |
| Sep 30, 2025 | 3.85% |
| Jun 30, 2025 | 9.92% |
| Mar 31, 2025 | -4.89% |
| Dec 31, 2024 | 5.70% |
| Sep 30, 2024 | 4.52% |
| Jun 30, 2024 | 6.38% |
| Mar 31, 2024 | 7.87% |
| Dec 31, 2023 | 16.07% |
| Sep 30, 2023 | 4.54% |
| Jun 30, 2023 | 10.47% |
| Mar 31, 2023 | 8.71% |
| Dec 31, 2022 | 20.31% |
| Sep 30, 2022 | 6.06% |
| Jun 30, 2022 | 4.64% |
| Mar 31, 2022 | 11.65% |
| Dec 31, 2021 | 107.74% |
| Sep 30, 2021 | -4.55% |
| Jun 30, 2021 | 7.90% |