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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Citizens (CIA) Net Margin (2016 - 2025)

Citizens has reported Net Margin over the past 15 years, most recently at 10.18% for Q4 2025.

  • Quarterly results put Net Margin at 10.18% for Q4 2025, up 448.0% from a year ago — trailing twelve months through Dec 2025 was 5.71% (down 38.0% YoY), and the annual figure for FY2025 was 5.71%, down 290.0%.
  • Net Margin for Q4 2025 was 10.18% at Citizens, up from 3.85% in the prior quarter.
  • Over the last five years, Net Margin for CIA hit a ceiling of 107.74% in Q4 2021 and a floor of 6.44% in Q1 2021.
  • Median Net Margin over the past 5 years was 7.12% (2024), compared with a mean of 11.63%.
  • Biggest five-year swings in Net Margin: skyrocketed 10537bps in 2021 and later plummeted -8743bps in 2022.
  • Citizens' Net Margin stood at 107.74% in 2021, then plummeted by -81bps to 20.31% in 2022, then decreased by -21bps to 16.07% in 2023, then tumbled by -64bps to 5.7% in 2024, then surged by 78bps to 10.18% in 2025.
  • The last three reported values for Net Margin were 10.18% (Q4 2025), 3.85% (Q3 2025), and 9.92% (Q2 2025) per Business Quant data.