Citizens (CIA) FCF Margin (2011 - 2026)
Citizens (CIA) posted FCF Margin of 3.33% for Q2 2026, down 1.73 percentage points from 5.06% a year earlier but up 4.42 percentage points from the prior quarter.
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Analysis
Citizens (CIA) FCF Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Citizens was 5.87%, down 3.89 percentage points year-over-year; for FY2025, it was 6.86%, down 5.90 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of -13.49 percentage points (FY2020 to FY2025).
- In prior years, Citizens' FCF Margin was 12.76% in FY2024 (+3.78 pp), 8.98% in FY2023 (-15.46 pp), 24.44% in FY2022 (+8.69 pp) and 15.74% in FY2021 (-4.61 pp).
- Quarterly FCF Margin has run from a low of -1.09% in Q1 2026 to a high of 30.96% in Q3 2022 over five years.
- On a year-over-year basis, FCF Margin has declined in each of the last six quarters, with an average year-over-year change of -1.44 percentage points over the last eight quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q1 2022, with a gain of 18.64 percentage points; the weakest was Q3 2023, with a drop of 25.84 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was -1.09% (Q1 2026), 12.48% (Q4 2025) and 7.34% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,168.75 Bn | -248.72 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 136.94 Bn | 89.00 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 132.57 Bn | 108.40 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 93.82 Bn | 86.22 Bn | - | 20.36% |
| 5 | Travelers Companies | 83.08 Bn | 59.33 Bn | 6.23 Bn | 15.68% |
| 6 | Manulife Financial | 75.37 Bn | -18.34 Bn | - | 20.72% |
| 7 | Arthur J. Gallagher | 68.71 Bn | 63.14 Bn | - | -1.02% |
| 8 | Aon | 64.39 Bn | 57.63 Bn | - | 11.38% |
| 9 | Allstate | 64.30 Bn | 25.55 Bn | 8.73 Bn | 13.93% |
| 10 | Citizens | 182.82 Mn | 95.83 Mn | 26.66 Mn | 3.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.33% |
| Mar 31, 2026 | -1.09% |
| Dec 31, 2025 | 12.48% |
| Sep 30, 2025 | 7.34% |
| Jun 30, 2025 | 5.06% |
| Mar 31, 2025 | 1.15% |
| Dec 31, 2024 | 16.90% |
| Sep 30, 2024 | 15.14% |
| Jun 30, 2024 | 7.18% |
| Mar 31, 2024 | 11.66% |
| Dec 31, 2023 | 9.67% |
| Sep 30, 2023 | 5.12% |
| Jun 30, 2023 | 8.26% |
| Mar 31, 2023 | 13.02% |
| Dec 31, 2022 | 25.47% |
| Sep 30, 2022 | 30.96% |
| Jun 30, 2022 | 18.96% |
| Mar 31, 2022 | 21.87% |
| Dec 31, 2021 | 23.63% |
| Sep 30, 2021 | 23.90% |
API Access
Citizens FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CIA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();