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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Citizens (CIA) FCF Margin (2016 - 2025)

Citizens has reported FCF Margin over the past 15 years, most recently at 12.48% for Q4 2025.

  • Quarterly results put FCF Margin at 12.48% for Q4 2025, down 442.0% from a year ago — trailing twelve months through Dec 2025 was 6.86% (down 590.0% YoY), and the annual figure for FY2025 was 6.86%, down 1117.0%.
  • FCF Margin for Q4 2025 was 12.48% at Citizens, up from 7.34% in the prior quarter.
  • Over the last five years, FCF Margin for CIA hit a ceiling of 30.96% in Q3 2022 and a floor of 1.15% in Q1 2025.
  • Median FCF Margin over the past 5 years was 12.07% (2025), compared with a mean of 13.55%.
  • Biggest five-year swings in FCF Margin: skyrocketed 1864bps in 2022 and later tumbled -2584bps in 2023.
  • Citizens' FCF Margin stood at 23.63% in 2021, then increased by 8bps to 25.47% in 2022, then tumbled by -62bps to 9.67% in 2023, then surged by 75bps to 16.9% in 2024, then fell by -26bps to 12.48% in 2025.
  • The last three reported values for FCF Margin were 12.48% (Q4 2025), 7.34% (Q3 2025), and 5.06% (Q2 2025) per Business Quant data.