Citizens (CIA) FCF Margin (2011 - 2026)

Citizens' (CIA) quarterly FCF Margin came in at 1.63% in Q1 2026, down 278.0% year-on-year from 0.91% in Q1 2025, and down 113.03% quarter-over-quarter from 12.48% in Q4 2025.

Citizens (CIA) FCF Margin (2011 - 2026) Analysis & Trends

Citizens' FCF Margin history runs 16 years deep, the most recent figure standing at 1.63% for Q1 2026.

  • On a quarterly basis, FCF Margin fell 278.0% year-over-year to 1.63% in Q1 2026; TTM through Mar 2026 was 6.77%, a 359.0% decrease from a year earlier, with the FY2025 full-year figure at 6.86%, down 590.0% from the prior year.
  • FCF Margin eased to 1.63% in Q1 2026 per CIA's latest filing, from 12.48% in the prior quarter.
  • Across five years, FCF Margin topped out at 30.96% in Q3 2022 and bottomed at 1.63% in Q1 2026.
  • The 5-year median for FCF Margin is 11.66% (2024), against an average of 12.27%.
  • Across the five-year window, FCF Margin jumped 1864 bps in 2022 and slumped 2584 bps in 2023, its largest moves.
  • Year by year, FCF Margin stood at 25.47% in 2022, then sank by 62 bps to 9.67% in 2023, then jumped by 75 bps to 16.9% in 2024, then decreased by 26 bps to 12.48% in 2025, then slumped by 113 bps to 1.63% in 2026.
  • Per Business Quant, the three latest CIA FCF Margin figures stand at 1.63% (Q1 2026), 12.48% (Q4 2025), and 7.34% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Prudential 75.74 Bn 67.41 Bn - -
2 Manulife Financial 73.69 Bn 73.69 Bn - -
3 Aflac 64.95 Bn 59.30 Bn 2.51 Bn 22.27%
4 Metlife 62.10 Bn 45.95 Bn 256.00 Mn 22.17%
5 Unum 14.20 Bn 4.24 Bn 1.40 Bn 8.98%
6 Primerica 10.02 Bn 9.35 Bn 770.81 Mn 17.97%
7 Jackson Financial 8.48 Bn 2.94 Bn - 11.06%
8 Lincoln National 7.91 Bn -986.27 Mn 3.25 Bn 2.60%
9 F&G Annuities & Life 3.93 Bn 1.61 Bn 1.15 Bn 62.43%
10 Citizens 244.75 Mn 224.78 Mn 285,000.00 -1.63%

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.63%
Dec 31, 2025 12.48%
Sep 30, 2025 7.34%
Jun 30, 2025 5.06%
Mar 31, 2025 1.15%
Dec 31, 2024 16.90%
Sep 30, 2024 15.14%
Jun 30, 2024 7.18%
Mar 31, 2024 11.66%
Dec 31, 2023 9.67%
Sep 30, 2023 5.12%
Jun 30, 2023 8.26%
Mar 31, 2023 13.02%
Dec 31, 2022 25.47%
Sep 30, 2022 30.96%
Jun 30, 2022 18.96%
Mar 31, 2022 21.87%
Dec 31, 2021 23.63%
Sep 30, 2021 23.90%
Jun 30, 2021 10.09%