Chime Financial (CHYM) Return on Sales [ROS] (2024 - 2026)
Chime Financial's Return on Sales [ROS] was 3.18% in Q2 2026, up 179.39 percentage points from -176.21% a year earlier but down 3.95 percentage points from the prior quarter.
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Analysis
Chime Financial (CHYM) Return on Sales [ROS] (2024 - 2026) Analysis & Trends
On a trailing twelve-month basis, Chime Financial's Return on Sales [ROS] was -2.08% through Jun 30, 2026, up 48.30 percentage points year-over-year; for FY2025, it was -47.56%, down 43.84 percentage points from FY2024.
- In earlier years, Return on Sales [ROS] was -3.72% in FY2024 (+14.73 pp) and -18.44% in FY2023.
- Quarterly Return on Sales [ROS] has moved between -176.21% (Q2 2025) and 7.13% (Q1 2026) over five years.
- Compared with a year earlier, Return on Sales [ROS] was higher in two of the last five quarters, with an average year-over-year change of +0.61 percentage points.
- Per Business Quant data, CHYM's Return on Sales [ROS] in the three quarters before Q2 2026 was 7.13% (Q1 2026), -9.02% (Q4 2025) and -11.91% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.96 Bn | 8.18 Bn | - | 16.44% |
| 2 | Block | 45.64 Bn | 16.94 Bn | 3.17 Bn | 6.75% |
| 3 | Coinbase Global | 43.33 Bn | 136.50 Mn | - | -9.30% |
| 4 | Corpay | 26.79 Bn | 16.68 Bn | - | 35.28% |
| 5 | Fiserv | 26.58 Bn | 23.26 Bn | 2.90 Bn | 19.18% |
| 6 | Global Payments | 22.29 Bn | 83.30 Mn | 2.03 Bn | 10.15% |
| 7 | Guidewire Software | 15.90 Bn | 12.47 Bn | 269.68 Mn | 15.16% |
| 8 | Bitmine Immersion Technologies | 12.34 Bn | 9.72 Bn | 40.81 Mn | -25.50% |
| 9 | Jack Henry & Associates | 11.68 Bn | 11.59 Bn | 273.85 Mn | 21.24% |
| 10 | Chime Financial | 11.24 Bn | 7.04 Bn | 594.87 Mn | 3.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.18% |
| Mar 31, 2026 | 7.13% |
| Dec 31, 2025 | -9.02% |
| Sep 30, 2025 | -11.91% |
| Jun 30, 2025 | -176.21% |
| Mar 31, 2025 | 1.76% |
| Dec 31, 2024 | -5.71% |
| Sep 30, 2024 | -7.26% |
| Jun 30, 2024 | -2.46% |
API Access
Chime Financial Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();