Chemung Financial (CHMG) Operating Expenses (2010 - 2026)

For the trailing twelve months through Sep 30, 2026, Operating Expenses at Chemung Financial was $73.25 million, up 4.4% year-over-year; for FY2025, it was $70.73 million, up 5.2% from FY2024.

• Annual Operating Expenses has increased for four consecutive years, with a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
• In prior years, Chemung Financial's Operating Expenses was $67.25 million in FY2024 (+4.7%), $64.24 million in FY2023 (+8.4%), $59.28 million in FY2022 (+6.5%) and $55.68 million in FY2021 (-0.5%).
• Quarterly Operating Expenses has run from a low of $14.34 million in Q2 2022 to a high of $19.32 million in Q2 2026 over five years.
• On a year-over-year basis, Operating Expenses has increased in each of the last 19 quarters, with growth averaging 5.2% over the last eight quarters.
• The strongest year-over-year quarter for Operating Expenses in the past five years was Q2 2023, with growth of 11.0%; the weakest was Q4 2021, with a decline of 7.8%.
• According to Business Quant data, Operating Expenses for the three prior quarters was $19.32 million (Q2 2026), $17.46 million (Q1 2026) and $18.39 million (Q4 2025).