Capitol Federal Financial (CFFN) Operating Expenses (2010 - 2026)
Capitol Federal Financial's (CFFN) quarterly Operating Expenses came in at $31.3 million in Q2 2026, up 6.01% year-over-year from $29.6 million in Q2 2025, and up 3.53% quarter-over-quarter from $30.3 million in Q1 2026.
Analysis
Capitol Federal Financial (CFFN) Operating Expenses (2010 - 2026) Analysis & Trends
Capitol Federal Financial (CFFN) has reported Operating Expenses for 17 consecutive years, with $31.3 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Operating Expenses rose 6.01% year-over-year to $31.3 million in Q2 2026; TTM through Jun 2026 was $123.1 million, a 8.67% increase from a year earlier, with the FY2025 full-year figure at $117.3 million, up 4.76% from the prior year.
- Operating Expenses was $31.3 million for Q2 2026 at Capitol Federal Financial, up from $30.3 million in the prior quarter.
- Over five years, Operating Expenses peaked at $31.3 million in Q2 2026 and troughed at $27.0 million in Q3 2024.
- A 5-year average of $29.0 million and a median of $28.6 million in 2023 frame the typical range for Operating Expenses.
- Across the five-year window, Operating Expenses declined 14.37% in 2022 and grew 14.71% in 2025, its largest moves.
- Over 5 years, Operating Expenses stood at $27.8 million in 2022, then increased by 2.65% to $28.5 million in 2023, then declined by 4.77% to $27.1 million in 2024, then gained by 12.26% to $30.5 million in 2025, then rose by 2.84% to $31.3 million in 2026.
- The last three Operating Expenses figures came in at $31.3 million (Q2 2026), $30.3 million (Q1 2026), and $30.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 54.10 Mn |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 47.49 Mn |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 31.34 Mn |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 28.33 Mn |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 23.26 Mn |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 33.85 Mn |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 11.28 Mn |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 10.62 Mn |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 16.36 Mn |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | 13.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.34 Mn |
| Mar 31, 2026 | 30.27 Mn |
| Dec 31, 2025 | 30.48 Mn |
| Sep 30, 2025 | 31.02 Mn |
| Jun 30, 2025 | 29.56 Mn |
| Mar 31, 2025 | 29.54 Mn |
| Dec 31, 2024 | 27.15 Mn |
| Sep 30, 2024 | 27.04 Mn |
| Jun 30, 2024 | 27.95 Mn |
| Mar 31, 2024 | 28.45 Mn |
| Dec 31, 2023 | 28.51 Mn |
| Sep 30, 2023 | 28.19 Mn |
| Jun 30, 2023 | 29.34 Mn |
| Mar 31, 2023 | 28.63 Mn |
| Dec 31, 2022 | 27.77 Mn |
| Sep 30, 2022 | 29.81 Mn |
| Jun 30, 2022 | 28.39 Mn |
| Mar 31, 2022 | 27.96 Mn |
| Dec 31, 2021 | 26.69 Mn |
| Sep 30, 2021 | 28.25 Mn |