Community Financial System (CBU) Dividend Coverage Ratio (2010 - 2026)
Community Financial System's Dividend Coverage Ratio was 2.48 in Q2 2026, up 17.2% from 2.12 a year earlier and up 7.7% from the prior quarter.
Community Financial System (CBU) Dividend Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Financial System's Dividend Coverage Ratio was 2.31 through Jun 30, 2026, up 14.6% year-over-year; for FY2025, it came in at 2.16, up 13.2% from FY2024.
- In earlier years, Dividend Coverage Ratio was 1.91 in FY2024 (+37.3%), 1.39 in FY2023 (-31.1%), 2.01 in FY2022 (-3.3%) and 2.08 in FY2021 (+10.2%).
- The Q2 2026 figure marks the highest quarterly Dividend Coverage Ratio since Q2 2018.
- Compared with a year earlier, Dividend Coverage Ratio has increased for seven straight quarters, with growth averaging 16.3% over the last eight quarters.
- The best year-over-year quarter for Dividend Coverage Ratio over five years was Q1 2024 (growth of 595.5%); the worst was Q1 2023 (a decline of 87.9%).
- Per Business Quant data, CBU's Dividend Coverage Ratio in the three quarters before Q2 2026 was 2.31 (Q1 2026), 2.20 (Q4 2025) and 2.27 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | - |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 3.75 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | - |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | - |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 4.51 |
| 10 | Community Financial System | 3.18 Bn | 3.17 Bn | - | 2.48 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.48 |
| Mar 31, 2026 | 2.31 |
| Dec 31, 2025 | 2.20 |
| Sep 30, 2025 | 2.27 |
| Jun 30, 2025 | 2.12 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 2.06 |
| Sep 30, 2024 | 1.85 |
| Jun 30, 2024 | 2.01 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 1.40 |
| Sep 30, 2023 | 1.87 |
| Jun 30, 2023 | 2.03 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 2.22 |
| Sep 30, 2022 | 2.10 |
| Jun 30, 2022 | 1.71 |
| Mar 31, 2022 | 2.03 |
| Dec 31, 2021 | 1.88 |
| Sep 30, 2021 | 2.00 |
Community Financial System Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CBU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "CBU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CBU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();