Credit Acceptance (CACC) Return on Assets [ROA] (2011 - 2026)
Credit Acceptance's Return on Assets [ROA] came in at 5.80% for Q2 2026, up 1.08 percentage points from 4.72% a year earlier and up 0.56 percentage points from the prior quarter.
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Analysis
Credit Acceptance (CACC) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Credit Acceptance's Return on Assets [ROA] was 4.85%, up 1.84 percentage points from FY2024.
- Return on Assets [ROA] carries a five-year change of -0.80 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 3.01% in FY2024 (-0.93 pp), 3.94% in FY2023 (-3.74 pp), 7.68% in FY2022 (-5.50 pp) and 13.18% in FY2021 (+7.54 pp).
- The Q2 2026 figure represents the highest quarterly Return on Assets [ROA] since Q1 2023.
- Year-over-year, Return on Assets [ROA] has increased for six consecutive quarters, with an average year-over-year change of +0.94 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q4 2021 (a gain of 7.80 percentage points), and the weakest in Q1 2023 (a drop of 7.79 percentage points).
- Business Quant data shows CACC's Return on Assets [ROA] at 5.23% (Q1 2026), 4.91% (Q4 2025) and 5.23% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 0.78% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 3.64% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 6.81% |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 13.34% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 0.35% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.73% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.11% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Credit Acceptance | 5.66 Bn | 5.59 Bn | 569.30 Mn | 5.80% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.80% |
| Mar 31, 2026 | 5.23% |
| Dec 31, 2025 | 4.91% |
| Sep 30, 2025 | 5.23% |
| Jun 30, 2025 | 4.72% |
| Mar 31, 2025 | 3.20% |
| Dec 31, 2024 | 2.83% |
| Sep 30, 2024 | 2.24% |
| Jun 30, 2024 | 2.22% |
| Mar 31, 2024 | 3.19% |
| Dec 31, 2023 | 3.81% |
| Sep 30, 2023 | 4.38% |
| Jun 30, 2023 | 4.68% |
| Mar 31, 2023 | 5.99% |
| Dec 31, 2022 | 7.77% |
| Sep 30, 2022 | 9.03% |
| Jun 30, 2022 | 11.26% |
| Mar 31, 2022 | 13.78% |
| Dec 31, 2021 | 13.45% |
| Sep 30, 2021 | 12.09% |
API Access
Credit Acceptance Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();