Citigroup (C) Free Cash Flow (2009 - 2025)

Citigroup (C) posted quarterly Free Cash Flow of $26.6 billion for Q4 2025, down 8.14% YoY from $28.9 billion in Q4 2024, and up 507.39% sequentially from $4.4 billion in Q3 2025.

Citigroup (C) Free Cash Flow (2009 - 2025) Analysis & Trends

Citigroup has disclosed Free Cash Flow across 17 years of filings, most recently posting $26.6 billion for Q4 2025.

  • In Q4 2025, Free Cash Flow fell 8.14% year-over-year to $26.6 billion; the TTM figure through Dec 2025 stood at -$67.6 billion (down 246.69% YoY), while the FY2025 annual figure was -$67.6 billion, down 232.03% from the prior year.
  • Free Cash Flow advanced to $26.6 billion in Q4 2025, from $4.4 billion in the prior quarter.
  • Over the last five years, Free Cash Flow for C reached as high as $34.6 billion in Q3 2021 and fell as low as -$60.2 billion in Q1 2025.
  • The 5-year median for Free Cash Flow is -$3.9 billion (2022), against an average of -$4.6 billion.
  • Annual changes were most pronounced in 2021 — Free Cash Flow slumped 463.15% — and 2022, when it soared 3963.72%.
  • A 5-year view of Free Cash Flow shows it stood at -$13.4 billion in 2021, then soared by 222.96% to $16.5 billion in 2022, then sank by 128.31% to -$4.7 billion in 2023, then soared by 719.55% to $28.9 billion in 2024, then dropped by 8.14% to $26.6 billion in 2025.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $26.6 billion, $4.4 billion, and -$38.3 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Hsbc Holdings 1,641.64 Bn 1,642.09 Bn - -
2 Bank Of America 423.61 Bn -183.09 Bn 29.24 Bn 41.77 Bn
3 Wells Fargo & Company 264.70 Bn 189.62 Bn - 9.14 Bn
4 Citigroup 256.70 Bn -1,928.30 Bn 19.85 Bn 26.56 Bn
5 UBS Group AG 156.73 Bn 156.73 Bn - -
6 Bank of New York Mellon 100.92 Bn 44.00 Bn - -3.63 Bn
7 Jpmorgan Chase 93.06 Bn 120.14 Bn - -211.76 Bn
8 Sumitomo Mitsui Financial 92.45 Bn 93.39 Bn - -
9 Bank of N.T. Butterfield & Son 2.40 Bn -454.67 Mn 152.73 Mn 58.91 Mn
10 Ing Groep - - - -

Historic Data

Download Data
DateValue
Dec 31, 2025 26.56 Bn
Dec 31, 2025 26.56 Bn
Sep 30, 2025 4.37 Bn
Sep 30, 2025 4.37 Bn
Jun 30, 2025 -38.33 Bn
Jun 30, 2025 -38.33 Bn
Mar 31, 2025 -60.23 Bn
Mar 31, 2025 -60.23 Bn
Dec 31, 2024 28.91 Bn
Dec 31, 2024 28.91 Bn
Sep 30, 2024 -17.37 Bn
Sep 30, 2024 -17.37 Bn
Jun 30, 2024 -18.60 Bn
Jun 30, 2024 -18.60 Bn
Mar 31, 2024 -12.44 Bn
Mar 31, 2024 -12.44 Bn
Dec 31, 2023 -4.67 Bn
Dec 31, 2023 -4.67 Bn
Sep 30, 2023 18.92 Bn
Sep 30, 2023 18.92 Bn