Byline Bancorp (BY) Provision for Losses (2016 - 2026)
Byline Bancorp (BY) posted Provision for Losses of $7.16 million for the quarter ended Jun 30, 2026, down 39.9% from $11.92 million a year earlier but up 29.3% from the prior quarter.
Byline Bancorp (BY) Provision for Losses (2016 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provision for Losses at Byline Bancorp was $27.7 million, down 21.9% year-over-year; for the year ended Dec 31, 2025, it was $36.1 million, up 33.5% from the prior year.
- Annual Provision for Losses shows a five-year compound annual growth rate of -8.6% (years ended Dec 2020 to Dec 2025).
- In prior years, Byline Bancorp's Provision for Losses was $27.04 million in the year ended Dec 31, 2024 (-14.6%), $31.65 million in the year ended Dec 31, 2023 (+32.6%), $23.88 million in the year ended Dec 31, 2022 and $973,000 in the year ended Dec 31, 2021 (-98.3%).
- Quarterly Provision for Losses has run from a low of -$1.78 million in the quarter ended Dec 31, 2021 to a high of $11.92 million in the quarter ended Jun 30, 2025 over five years.
- On a year-over-year basis, Provision for Losses increased in three of the last eight quarters, with growth averaging 6.0%.
- The strongest year-over-year quarter for Provision for Losses in the past five years was the quarter ended Sep 30, 2023, with growth of 110.8%; the weakest was the quarter ended Sep 30, 2021, with a decline of 97.8%.
- According to Business Quant data, Provision for Losses for the three prior quarters was $5.54 million (quarter ended Mar 31, 2026), $9.7 million (quarter ended Dec 31, 2025) and $5.3 million (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Byline Bancorp | 1.73 Bn | 972.78 Mn | - | 6.75 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 6.75 Mn |
| Jun 30, 2026 | 7.16 Mn |
| Mar 31, 2026 | 5.54 Mn |
| Dec 31, 2025 | 9.70 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 11.92 Mn |
| Mar 31, 2025 | 9.18 Mn |
| Dec 31, 2024 | 6.88 Mn |
| Sep 30, 2024 | 7.48 Mn |
| Jun 30, 2024 | 6.05 Mn |
| Mar 31, 2024 | 6.64 Mn |
| Dec 31, 2023 | 7.24 Mn |
| Sep 30, 2023 | 8.80 Mn |
| Jun 30, 2023 | 5.79 Mn |
| Mar 31, 2023 | 9.83 Mn |
| Dec 31, 2022 | 8.80 Mn |
| Sep 30, 2022 | 4.18 Mn |
| Jun 30, 2022 | 5.91 Mn |
| Mar 31, 2022 | 5.00 Mn |
| Dec 31, 2021 | -1.78 Mn |
Byline Bancorp Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "BY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();