Bank Of Nova Scotia (BNS) Provision for Losses (2014 - 2026)
Bank Of Nova Scotia's Provision for Losses was $773.86 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 2.1% from $757.62 million a year earlier but down 12.8% from the prior quarter.
Bank Of Nova Scotia (BNS) Provision for Losses (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Bank Of Nova Scotia's Provision for Losses was $3.62 billion through Jul 31, 2026, up 0.9% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $3.37 billion, up 13.1% from FY2024.
- Provision for Losses has now increased for three consecutive fiscal years, though with a five-year compound annual growth rate of -5.7% (FY2020 to FY2025).
- In earlier fiscal years, Provision for Losses was $2.98 billion in FY2024 (+17.3%), $2.54 billion in FY2023 (+136.2%), $1.07 billion in FY2022 (-40.6%) and $1.81 billion in FY2021 (-60.0%).
- Quarterly Provision for Losses has moved between $168 million (fiscal Q4 2021) and $1.26 billion (fiscal Q4 2023) over five years.
- Compared with a year earlier, Provision for Losses was higher in five of the last eight quarters, with growth averaging 4.0%.
- The best year-over-year quarter for Provision for Losses over five years was fiscal Q4 2022 (growth of 214.9%); the worst was fiscal Q4 2021 (a decline of 85.1%).
- Per Business Quant data, BNS's Provision for Losses in the three fiscal quarters before Q3 2026 was $887.81 million (Q2 2026), $847.39 million (Q1 2026) and $1.11 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Citigroup | 205.25 Bn | -2,192.43 Bn | 23.76 Bn | 2.42 Bn |
| 2 | Bhp | 201.96 Bn | 156.98 Bn | - | - |
| 3 | Bank Of Nova Scotia | 114.44 Bn | -316.95 Bn | - | 773.86 Mn |
| 4 | Vylor | 48.40 Bn | 46.20 Bn | 313.00 Mn | - |
| 5 | Nokia | 46.28 Bn | 46.28 Bn | 2.58 Bn | - |
| 6 | Haleon | 41.09 Bn | 34.80 Bn | - | - |
| 7 | Gold Fields | 32.02 Bn | 28.94 Bn | - | - |
| 8 | Smith & Nephew | 27.46 Bn | 24.86 Bn | - | - |
| 9 | Sprott Physical Gold Trust | 13.93 Bn | 13.78 Bn | - | - |
| 10 | Magnum Ice Cream | 12.19 Bn | 10.88 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 773.86 Mn |
| Apr 30, 2026 | 887.81 Mn |
| Jan 31, 2026 | 847.39 Mn |
| Oct 31, 2025 | 802.34 Mn |
| Jul 31, 2025 | 757.62 Mn |
| Apr 30, 2025 | 982.41 Mn |
| Jan 31, 2025 | 818.54 Mn |
| Oct 31, 2024 | 754.26 Mn |
| Jul 31, 2024 | 768.29 Mn |
| Apr 30, 2024 | 742.68 Mn |
| Jan 31, 2024 | 711.61 Mn |
| Oct 31, 2023 | 926.29 Mn |
| Jul 31, 2023 | 613.60 Mn |
| Apr 30, 2023 | 523.99 Mn |
| Jan 31, 2023 | 473.01 Mn |
| Oct 31, 2022 | 398.28 Mn |
| Jul 31, 2022 | 320.34 Mn |
| Apr 30, 2022 | 172.91 Mn |
| Jan 31, 2022 | 175.40 Mn |
| Oct 31, 2021 | 133.63 Mn |
Bank Of Nova Scotia Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BNS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "BNS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BNS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();