Bank Of Nova Scotia (BNS) Loans - Loss Allowance (2009 - 2026)
Bank Of Nova Scotia's Loans - Loss Allowance was $5.23 billion in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 0.5% from $5.21 billion a year earlier and unchanged from the prior quarter.
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Analysis
Bank Of Nova Scotia (BNS) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), Loans - Loss Allowance at Bank Of Nova Scotia came in at $1.36 billion, up 26.1% from FY2024.
- Loans - Loss Allowance shows a five-year compound annual growth rate of -0.3% (FY2020 to FY2025).
- In earlier fiscal years, Loans - Loss Allowance was $1.08 billion in FY2024 (-6.8%), $1.16 billion in FY2023 (+19.2%), $969 million in FY2022 (+5.1%) and $922 million in FY2021 (-33.2%).
- Quarterly Loans - Loss Allowance has moved between $3.93 billion (fiscal Q4 2022) and $5.34 billion (fiscal Q4 2025) over five years.
- Compared with a year earlier, Loans - Loss Allowance has increased for 14 straight quarters, with growth averaging 5.6% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was fiscal Q4 2023 (growth of 17.2%); the worst was fiscal Q2 2022 (a decline of 38.4%).
- Per Business Quant data, BNS's Loans - Loss Allowance in the three fiscal quarters before Q3 2026 was $5.23 billion (Q2 2026), $5.19 billion (Q1 2026) and $5.34 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Citigroup | 205.25 Bn | -2,192.43 Bn | 23.76 Bn | 20.09 Bn |
| 2 | Bhp | 201.96 Bn | 156.98 Bn | - | - |
| 3 | Bank Of Nova Scotia | 114.44 Bn | -316.95 Bn | - | 5.23 Bn |
| 4 | Vylor | 48.40 Bn | 46.20 Bn | 313.00 Mn | - |
| 5 | Nokia | 46.28 Bn | 46.28 Bn | 2.58 Bn | - |
| 6 | Haleon | 41.09 Bn | 34.80 Bn | - | - |
| 7 | Gold Fields | 32.02 Bn | 28.94 Bn | - | - |
| 8 | Smith & Nephew | 27.46 Bn | 24.86 Bn | - | - |
| 9 | Sprott Physical Gold Trust | 13.93 Bn | 13.78 Bn | - | - |
| 10 | Magnum Ice Cream | 12.19 Bn | 10.88 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 5.23 Bn |
| Apr 30, 2026 | 5.23 Bn |
| Jan 31, 2026 | 5.19 Bn |
| Oct 31, 2025 | 5.34 Bn |
| Jul 31, 2025 | 5.21 Bn |
| Apr 30, 2025 | 5.12 Bn |
| Jan 31, 2025 | 4.73 Bn |
| Oct 31, 2024 | 4.70 Bn |
| Jul 31, 2024 | 4.75 Bn |
| Apr 30, 2024 | 4.76 Bn |
| Jan 31, 2024 | 4.72 Bn |
| Oct 31, 2023 | 4.61 Bn |
| Jul 31, 2023 | 4.45 Bn |
| Apr 30, 2023 | 4.22 Bn |
| Jan 31, 2023 | 4.12 Bn |
| Oct 31, 2022 | 3.93 Bn |
| Jul 31, 2022 | 4.02 Bn |
| Apr 30, 2022 | 4.13 Bn |
| Jan 31, 2022 | 4.30 Bn |
| Oct 31, 2021 | 4.56 Bn |
API Access
Bank Of Nova Scotia Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BNS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BNS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BNS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();