Bank Of Montreal (BMO) Loans - Loss Allowance (2009 - 2026)
Bank Of Montreal (BMO) reported Loans - Loss Allowance of -$3.7 billion for Q1 2026, down 8.16% year-over-year from -$4.0 billion in Q1 2025, and little changed quarter-over-quarter from -$3.6 billion in Q4 2025.
Bank Of Montreal (BMO) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Bank Of Montreal (BMO) has 18 years of Loans - Loss Allowance data on file, last reported at -$3.7 billion in Q1 2026.
- Loans - Loss Allowance for Q1 2026 came in at -$3.7 billion, down 8.16% year-over-year; the trailing twelve-month figure through Jan 2026 was -$3.7 billion (down 8.16% YoY), and the FY2025 annual result was -$3.6 billion, down 14.13% from the prior year.
- Loans - Loss Allowance held at -$3.7 billion in Q1 2026 per BMO's latest filing, from -$3.6 billion in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at -$1.9 billion in Q3 2022 and troughed at -$3.8 billion in Q3 2025.
- A 5-year average of -$2.8 billion and a median of -$2.8 billion in 2023 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance advanced 23.32% in 2022, then slumped 42.5% in 2023.
- A 5-year view of Loans - Loss Allowance shows it stood at -$2.0 billion in 2022, then tumbled by 42.5% to -$2.8 billion in 2023, then declined by 13.61% to -$3.2 billion in 2024, then retreated by 14.13% to -$3.6 billion in 2025, then declined by 0.29% to -$3.7 billion in 2026.
- Business Quant data shows BMO's Loans - Loss Allowance at -$3.7 billion in Q1 2026, -$3.6 billion in Q4 2025, and -$3.8 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | -3.30 Bn |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | - |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | -5.33 Bn |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | -3.65 Bn |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 13.15 Bn |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | -7.84 Bn |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 13.86 Bn |
| 10 | Bank Of Montreal | - | - | - | -3.65 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -3.65 Bn |
| Oct 31, 2025 | -3.64 Bn |
| Jul 31, 2025 | -3.76 Bn |
| Apr 30, 2025 | -3.49 Bn |
| Jan 31, 2025 | -3.38 Bn |
| Oct 31, 2024 | -3.19 Bn |
| Jul 31, 2024 | -3.12 Bn |
| Apr 30, 2024 | -2.96 Bn |
| Jan 31, 2024 | -2.78 Bn |
| Oct 31, 2023 | -2.81 Bn |
| Jul 31, 2023 | -2.64 Bn |
| Apr 30, 2023 | -2.48 Bn |
| Jan 31, 2023 | -1.96 Bn |
| Oct 31, 2022 | -1.97 Bn |
| Jul 31, 2022 | -1.88 Bn |
| Apr 30, 2022 | -1.90 Bn |
| Jan 31, 2022 | -1.90 Bn |
| Oct 31, 2021 | -2.04 Bn |
| Jul 31, 2021 | -2.30 Bn |
| Apr 30, 2021 | -2.41 Bn |