BILL Holdings (BILL) Debt Ratio (2020 - 2026)
BILL Holdings (BILL) posted Debt Ratio of 0.04 for Q2 2026, up 35.42% on a QoQ basis from 0.03 in Q1 2026, and up 147.89% year-over-year from 0.02 in Q2 2025.
Analysis
BILL Holdings (BILL) Debt Ratio (2020 - 2026) Analysis & Trends
BILL Holdings has reported Debt Ratio for 7 years, with the latest figure at 0.04 in Q2 2026.
- On a quarterly basis, Debt Ratio rose 147.89% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 147.89% increase from a year earlier, with the FY2026 full-year figure at 0.04, up 147.89% from the prior year.
- Debt Ratio was 0.04 for Q2 2026 at BILL Holdings, up from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.13 in Q1 2022, with the low at 0.01 in Q2 2022.
- Average Debt Ratio over 5 years is 0.03, with a median of 0.02 recorded in 2024.
- The sharpest annual moves came in 2022 and 2026: Debt Ratio slumped 94.27% in 2022, then surged 147.89% in 2026.
- Over 5 years, Debt Ratio stood at 0.01 in 2022, then climbed by 18.31% to 0.01 in 2023, then surged by 61.27% to 0.02 in 2024, then soared by 47.75% to 0.03 in 2025, then surged by 36.06% to 0.04 in 2026.
- The last three Debt Ratio figures came in at 0.04 (Q2 2026), 0.03 (Q1 2026), and 0.03 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Intuit | 91.01 Bn | 84.23 Bn | 7.24 Bn | 0.18 |
| 2 | Clearwater Analytics Holdings | 7.30 Bn | 7.22 Bn | 145.55 Mn | 0.27 |
| 3 | Navan | 7.02 Bn | 6.34 Bn | 163.06 Mn | 0.00 |
| 4 | BILL Holdings | 4.52 Bn | 2.59 Bn | 356.19 Mn | 0.04 |
| 5 | Blackline | 1.91 Bn | 1.41 Bn | 142.68 Mn | - |
| 6 | Expensify | 218.72 Mn | 152.96 Mn | 16.33 Mn | - |
| 7 | Ankam | 27.35 Mn | 27.34 Mn | 44,900.00 | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.14 |