Growth Metrics

BILL Holdings (BILL) Debt Ratio (2020 - 2026)

BILL Holdings' quarterly Debt Ratio came in at 0.03 in Q1 2026, up 47.79% year-on-year from 0.02 in Q1 2025, and little changed quarter-over-quarter from 0.03 in Q4 2025.

BILL Holdings has reported Debt Ratio for 7 years, with the latest figure at 0.03 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 47.79% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (up 47.79% YoY), and the FY2025 full-year result was 0.02, down 8.8% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.03, roughly flat from 0.03 in the prior quarter.
  • The five-year high for Debt Ratio was 0.03 in Q1 2026, with the low at 0.01 in Q2 2022.
  • Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2025.
  • Year-over-year, Debt Ratio tumbled 94.27% in 2022 and jumped 72.98% in 2023.
  • Tracing BILL's Debt Ratio over 5 years: stood at 0.01 in 2022, then climbed by 18.31% to 0.01 in 2023, then surged by 61.27% to 0.02 in 2024, then soared by 47.75% to 0.03 in 2025, then advanced by 0.47% to 0.03 in 2026.
  • The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 0.08
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 0.13
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 0.18
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn -
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn -
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 0.24
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 0.03
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 0.06
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 0.16
10 BILL Holdings 3.64 Bn 1.46 Bn 331.86 Mn 0.03

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.13
Sep 30, 2021 0.14
Jun 30, 2021 0.01
Dec 31, 2020 0.00
Sep 30, 2020 0.00
Jun 30, 2020 0.00
Mar 31, 2020 0.00