BILL Holdings (BILL) Debt Ratio (2020 - 2026)

BILL Holdings' (BILL) quarterly Debt Ratio came in at 0.03 in Q1 2026, up 47.79% year-on-year from 0.02 in Q1 2025, and little changed quarter-over-quarter from 0.03 in Q4 2025.

BILL Holdings (BILL) Debt Ratio (2020 - 2026) Analysis & Trends

BILL Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • On a quarterly basis, Debt Ratio rose 47.79% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 47.79% increase from a year earlier, with the FY2025 full-year figure at 0.0, down 83.07% from the prior year.
  • Debt Ratio held at 0.03 in Q1 2026 per BILL's latest filing, from 0.03 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.13 in Q1 2022 and bottomed at 0.0 in Q2 2025.
  • The 5-year median for Debt Ratio is 0.02 (2024), against an average of 0.02.
  • Across the five-year window, Debt Ratio tumbled 94.27% in 2022 and jumped 72.98% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.01 in 2022, then advanced by 18.31% to 0.01 in 2023, then jumped by 61.27% to 0.02 in 2024, then surged by 47.75% to 0.03 in 2025, then gained by 0.47% to 0.03 in 2026.
  • Per Business Quant, the three latest BILL Debt Ratio figures stand at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 0.08
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 0.00
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 0.18
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.37
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.24
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 0.06
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 0.24
10 BILL Holdings 4.10 Bn 1.92 Bn 331.86 Mn 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.00
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.13
Dec 31, 2021 0.13
Sep 30, 2021 0.14
Jun 30, 2021 0.01