Business First Bancshares (BFST) Provision for Credit Losses (2014 - 2026)
Business First Bancshares' Provision for Credit Losses came in at $1.94 million for Q3 2026, down 39.1% from $3.18 million a year earlier and down 2.7% from the prior quarter.
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Analysis
Business First Bancshares (BFST) Provision for Credit Losses (2014 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Business First Bancshares reported Provision for Credit Losses of $9.31 million, down 37.7% year-over-year; for FY2025, it came in at $11.32 million, up 4.1% from FY2024.
- Provision for Credit Losses carries a five-year compound annual growth rate of -0.2% (FY2020 to FY2025).
- Going back by year, Provision for Credit Losses was $10.87 million in FY2024 (+142.5%), $4.48 million in FY2023 (-58.8%), $10.89 million in FY2022 (+35.3%) and $8.05 million in FY2021 (-29.6%).
- The Q3 2026 figure represents the lowest quarterly Provision for Credit Losses since Q3 2024.
- Year-over-year, Provision for Credit Losses has declined for four consecutive quarters, with growth averaging 25.1% over the last seven quarters.
- The fastest year-over-year change in Provision for Credit Losses over five years came in Q3 2022 (growth of 185.4%), and the weakest in Q4 2023 (a decline of 96.1%).
- Business Quant data shows BFST's Provision for Credit Losses at $1.99 million (Q2 2026), $2.28 million (Q1 2026) and $3.1 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Business First Bancshares | 965.88 Mn | -1.10 Bn | - | 1.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.94 Mn |
| Jun 30, 2026 | 1.99 Mn |
| Mar 31, 2026 | 2.28 Mn |
| Dec 31, 2025 | 3.10 Mn |
| Sep 30, 2025 | 3.18 Mn |
| Jun 30, 2025 | 2.23 Mn |
| Mar 31, 2025 | 2.81 Mn |
| Dec 31, 2024 | 6.71 Mn |
| Sep 30, 2024 | 1.67 Mn |
| Jun 30, 2024 | 1.31 Mn |
| Mar 31, 2024 | 1.19 Mn |
| Dec 31, 2023 | 119,000.00 |
| Sep 30, 2023 | 604,000.00 |
| Jun 30, 2023 | 538,000.00 |
| Mar 31, 2023 | 3.22 Mn |
| Dec 31, 2022 | 3.05 Mn |
| Sep 30, 2022 | 3.27 Mn |
| Jun 30, 2022 | 2.95 Mn |
| Mar 31, 2022 | 1.62 Mn |
| Dec 31, 2021 | 1.30 Mn |
API Access
Business First Bancshares Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "BFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();