Bread Financial Holdings (BFH) EPS (Basic) (2009 - 2026)
Bread Financial Holdings' EPS (Basic) came in at $3.92 for Q3 2026, down 3.1% from $4.04 a year earlier but up 8.5% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings (BFH) EPS (Basic) (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Bread Financial Holdings reported EPS (Basic) of $13.76, up 35.6% year-over-year; for FY2025, it was $11.07, up 98.2% from FY2024.
- EPS (Basic) carries a five-year compound annual growth rate of 19.8% (FY2020 to FY2025).
- Going back by year, EPS (Basic) was $5.58 in FY2024 (-61.3%), $14.42 in FY2023 (+222.6%), $4.47 in FY2022 (-72.3%) and $16.12 in FY2021 (+260.0%).
- The five-year range for quarterly EPS (Basic) is -$2.69 (Q4 2022) to $9.10 (Q1 2023).
- Year-over-year, EPS (Basic) increased in five of the last seven quarters, with growth averaging 102.2%.
- The fastest year-over-year change in EPS (Basic) over five years came in Q4 2025 (growth of 717.6%), and the weakest in Q3 2024 (a decline of 98.8%).
- Business Quant data shows BFH's EPS (Basic) at $3.61 (Q2 2026), $4.18 (Q1 2026) and $1.15 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.25 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.32 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.18 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 2.79 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 2.71 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.48 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -1.36 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.44 |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 3.92 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.92 |
| Jun 30, 2026 | 3.61 |
| Mar 31, 2026 | 4.18 |
| Dec 31, 2025 | 1.15 |
| Sep 30, 2025 | 4.04 |
| Jun 30, 2025 | 2.98 |
| Mar 31, 2025 | 2.82 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 2.68 |
| Mar 31, 2024 | 2.71 |
| Dec 31, 2023 | 0.86 |
| Sep 30, 2023 | 3.43 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 9.10 |
| Dec 31, 2022 | -2.69 |
| Sep 30, 2022 | 2.69 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 4.21 |
| Dec 31, 2021 | 0.36 |
API Access
Bread Financial Holdings EPS (Basic) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-basic&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-basic", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-basic&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();