Bread Financial Holdings (BFH-PB) Tax Rate (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Tax Rate of 25.51% in Q1 2026, up 299.86% quarter-over-quarter from 12.77% in Q4 2025, and down 240.0% on a YoY basis from 18.22% in Q1 2025.

Bread Financial Holdings (BFH-PB) Tax Rate (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Tax Rate history runs 18 years deep, the most recent figure standing at 25.51% for Q1 2026.

  • In Q1 2026, Tax Rate fell 240.0% year-over-year to 25.51%; the TTM figure through Mar 2026 stood at 15.0% (down 1192.0% YoY), while the FY2025 annual figure was 15.28%, down 1149.0% from the prior year.
  • Tax Rate was 25.51% for Q1 2026 at Bread Financial Holdings, up from 12.77% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 125.93% in Q4 2024 to a low of 144.44% in Q4 2023.
  • Historically, Tax Rate has averaged 22.96% across 5 years, with a median of 26.11% in 2024.
  • The sharpest annual moves came in 2023 and 2024: Tax Rate tumbled 18002 bps in 2023, then soared 27037 bps in 2024.
  • A 5-year view of Tax Rate shows it stood at 35.58% in 2022, then slumped by 506 bps to 144.44% in 2023, then soared by 187 bps to 125.93% in 2024, then tumbled by 110 bps to 12.77% in 2025, then soared by 300 bps to 25.51% in 2026.
  • The last three Tax Rate figures came in at 25.51% (Q1 2026), 12.77% (Q4 2025), and 4.08% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 16.07%
2 Mastercard 437.55 Bn 427.34 Bn - 19.33%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 21.36%
4 Capital One Financial 112.47 Bn 35.97 Bn - 19.19%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.10%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 23.11%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 4.19%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 16.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 20.25%
10 Bread Financial Holdings - - 983.00 Mn 25.51%

Historic Data

Download Data
DateValue
Mar 31, 2026 25.51%
Mar 31, 2026 25.51%
Dec 31, 2025 -12.77%
Dec 31, 2025 -12.77%
Sep 30, 2025 4.08%
Sep 30, 2025 4.08%
Jun 30, 2025 20.11%
Jun 30, 2025 20.11%
Mar 31, 2025 27.92%
Mar 31, 2025 27.92%
Dec 31, 2024 125.93%
Dec 31, 2024 125.93%
Sep 30, 2024 92.50%
Sep 30, 2024 92.50%
Jun 30, 2024 26.11%
Jun 30, 2024 26.11%
Mar 31, 2024 28.19%
Mar 31, 2024 28.19%
Dec 31, 2023 -144.44%
Dec 31, 2023 -144.44%