Bread Financial Holdings (BFH-PB) Tax Rate (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Tax Rate of 25.51% in Q1 2026, up 299.86% quarter-over-quarter from 12.77% in Q4 2025, and down 240.0% on a YoY basis from 18.22% in Q1 2025.
Bread Financial Holdings (BFH-PB) Tax Rate (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Tax Rate history runs 18 years deep, the most recent figure standing at 25.51% for Q1 2026.
- In Q1 2026, Tax Rate fell 240.0% year-over-year to 25.51%; the TTM figure through Mar 2026 stood at 15.0% (down 1192.0% YoY), while the FY2025 annual figure was 15.28%, down 1149.0% from the prior year.
- Tax Rate was 25.51% for Q1 2026 at Bread Financial Holdings, up from 12.77% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 125.93% in Q4 2024 to a low of 144.44% in Q4 2023.
- Historically, Tax Rate has averaged 22.96% across 5 years, with a median of 26.11% in 2024.
- The sharpest annual moves came in 2023 and 2024: Tax Rate tumbled 18002 bps in 2023, then soared 27037 bps in 2024.
- A 5-year view of Tax Rate shows it stood at 35.58% in 2022, then slumped by 506 bps to 144.44% in 2023, then soared by 187 bps to 125.93% in 2024, then tumbled by 110 bps to 12.77% in 2025, then soared by 300 bps to 25.51% in 2026.
- The last three Tax Rate figures came in at 25.51% (Q1 2026), 12.77% (Q4 2025), and 4.08% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 25.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.51% |
| Mar 31, 2026 | 25.51% |
| Dec 31, 2025 | -12.77% |
| Dec 31, 2025 | -12.77% |
| Sep 30, 2025 | 4.08% |
| Sep 30, 2025 | 4.08% |
| Jun 30, 2025 | 20.11% |
| Jun 30, 2025 | 20.11% |
| Mar 31, 2025 | 27.92% |
| Mar 31, 2025 | 27.92% |
| Dec 31, 2024 | 125.93% |
| Dec 31, 2024 | 125.93% |
| Sep 30, 2024 | 92.50% |
| Sep 30, 2024 | 92.50% |
| Jun 30, 2024 | 26.11% |
| Jun 30, 2024 | 26.11% |
| Mar 31, 2024 | 28.19% |
| Mar 31, 2024 | 28.19% |
| Dec 31, 2023 | -144.44% |
| Dec 31, 2023 | -144.44% |