Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Debt to Equity of $1.17 for Q1 2026, down 30.13% year-over-year from $1.67 in Q1 2025, and down 9.93% on a QoQ basis from $1.29 in Q4 2025.
Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Debt to Equity for 18 consecutive years, with $1.17 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt to Equity fell 30.13% year-over-year to $1.17; the TTM figure through Mar 2026 stood at $1.17 (down 30.13% YoY), while the FY2025 annual figure was $1.29, down 28.91% from the prior year.
- Debt to Equity came in at $1.17 for Q1 2026 at Bread Financial Holdings, down from $1.29 in the prior quarter.
- The five-year high for Debt to Equity was $3.54 in Q4 2022, with the low at $1.14 in Q3 2025.
- Average Debt to Equity over 5 years is $1.88, with a median of $1.67 recorded in 2025.
- Across the five-year window, Debt to Equity sank 48.7% in 2023 and rose 8.79% in 2025, its largest moves.
- Year by year, Debt to Equity stood at $3.54 in 2022, then tumbled by 48.7% to $1.81 in 2023, then grew by 0.43% to $1.82 in 2024, then declined by 28.91% to $1.29 in 2025, then dropped by 9.93% to $1.17 in 2026.
- According to Business Quant data, Debt to Equity over the past three periods registered $1.17, $1.29, and $1.14 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.17 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.14 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.47 |
| Jun 30, 2023 | 1.72 |
| Mar 31, 2023 | 1.80 |
| Dec 31, 2022 | 3.54 |
| Sep 30, 2022 | 2.47 |
| Jun 30, 2022 | 3.27 |
| Mar 31, 2022 | 2.99 |
| Dec 31, 2021 | 3.57 |
| Dec 31, 2020 | 5.60 |
| Dec 31, 2019 | 1.79 |