Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Debt to Equity of $1.17 in Q1 2026, down 9.93% quarter-over-quarter from $1.29 in Q4 2025, and down 30.13% on a YoY basis from $1.67 in Q1 2025.

Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Debt to Equity history runs 18 years deep, the most recent figure standing at $1.17 for Q1 2026.

  • In Q1 2026, Debt to Equity fell 30.13% year-over-year to $1.17; the TTM figure through Mar 2026 stood at $1.17 (down 30.13% YoY), while the FY2025 annual figure was $1.29, down 28.91% from the prior year.
  • Debt to Equity was $1.17 for Q1 2026 at Bread Financial Holdings, down from $1.29 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $3.54 in Q4 2022 to a low of $1.14 in Q3 2025.
  • Historically, Debt to Equity has averaged $1.88 across 5 years, with a median of $1.67 in 2025.
  • The sharpest annual moves came in 2023 and 2025: Debt to Equity plunged 48.7% in 2023, then climbed 8.79% in 2025.
  • A 5-year view of Debt to Equity shows it stood at $3.54 in 2022, then slumped by 48.7% to $1.81 in 2023, then gained by 0.43% to $1.82 in 2024, then decreased by 28.91% to $1.29 in 2025, then retreated by 9.93% to $1.17 in 2026.
  • The last three Debt to Equity figures came in at $1.17 (Q1 2026), $1.29 (Q4 2025), and $1.14 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.67
2 Mastercard 437.55 Bn 427.34 Bn - 2.82
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.05
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.34
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.47
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.46
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.64
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.26
10 Bread Financial Holdings - - 983.00 Mn 1.17

Historic Data

Download Data
DateValue
Mar 31, 2026 1.17
Dec 31, 2025 1.29
Sep 30, 2025 1.14
Jun 30, 2025 1.34
Mar 31, 2025 1.67
Dec 31, 2024 1.82
Sep 30, 2024 1.47
Jun 30, 2024 1.50
Mar 31, 2024 1.53
Dec 31, 2023 1.81
Sep 30, 2023 1.47
Jun 30, 2023 1.72
Mar 31, 2023 1.80
Dec 31, 2022 3.54
Sep 30, 2022 2.47
Jun 30, 2022 3.27
Mar 31, 2022 2.99
Dec 31, 2021 3.57
Dec 31, 2020 5.60
Dec 31, 2019 1.79