Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Debt to Equity of $1.17 in Q1 2026, down 9.93% quarter-over-quarter from $1.29 in Q4 2025, and down 30.13% on a YoY basis from $1.67 in Q1 2025.
Bread Financial Holdings (BFH-PB) Debt to Equity (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Debt to Equity history runs 18 years deep, the most recent figure standing at $1.17 for Q1 2026.
- In Q1 2026, Debt to Equity fell 30.13% year-over-year to $1.17; the TTM figure through Mar 2026 stood at $1.17 (down 30.13% YoY), while the FY2025 annual figure was $1.29, down 28.91% from the prior year.
- Debt to Equity was $1.17 for Q1 2026 at Bread Financial Holdings, down from $1.29 in the prior quarter.
- In the past five years, Debt to Equity ranged from a high of $3.54 in Q4 2022 to a low of $1.14 in Q3 2025.
- Historically, Debt to Equity has averaged $1.88 across 5 years, with a median of $1.67 in 2025.
- The sharpest annual moves came in 2023 and 2025: Debt to Equity plunged 48.7% in 2023, then climbed 8.79% in 2025.
- A 5-year view of Debt to Equity shows it stood at $3.54 in 2022, then slumped by 48.7% to $1.81 in 2023, then gained by 0.43% to $1.82 in 2024, then decreased by 28.91% to $1.29 in 2025, then retreated by 9.93% to $1.17 in 2026.
- The last three Debt to Equity figures came in at $1.17 (Q1 2026), $1.29 (Q4 2025), and $1.14 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.17 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.14 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.47 |
| Jun 30, 2023 | 1.72 |
| Mar 31, 2023 | 1.80 |
| Dec 31, 2022 | 3.54 |
| Sep 30, 2022 | 2.47 |
| Jun 30, 2022 | 3.27 |
| Mar 31, 2022 | 2.99 |
| Dec 31, 2021 | 3.57 |
| Dec 31, 2020 | 5.60 |
| Dec 31, 2019 | 1.79 |