Bank First (BFC) Free Cash Flow (2017 - 2026)
Bank First (BFC) posted quarterly Free Cash Flow of -$16.9 million for Q1 2026, down 521.04% year-over-year from $4.0 million in Q1 2025, and down 164.19% quarter-over-quarter from $26.3 million in Q4 2025.
Bank First (BFC) Free Cash Flow (2017 - 2026) Analysis & Trends
Bank First (BFC) has reported Free Cash Flow for 10 consecutive years, with -$16.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow fell 521.04% year-over-year to -$16.9 million; the TTM figure through Mar 2026 stood at $30.1 million (down 51.46% YoY), while the FY2025 annual figure was $51.0 million, down 12.94% from the prior year.
- Free Cash Flow retreated to -$16.9 million in Q1 2026 per BFC's latest filing, from $26.3 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $27.4 million in Q4 2024 and bottomed at -$16.9 million in Q1 2026.
- Historically, Free Cash Flow has averaged $9.7 million across 5 years, with a median of $8.2 million in 2025.
- Annual changes were most pronounced in 2025 — Free Cash Flow surged 628.13% — and 2026, when it plunged 521.04%.
- Bank First's Free Cash Flow stood at $18.5 million in 2022, then retreated by 1.81% to $18.1 million in 2023, then soared by 51.17% to $27.4 million in 2024, then decreased by 3.98% to $26.3 million in 2025, then slumped by 164.19% to -$16.9 million in 2026.
- Business Quant data shows BFC's Free Cash Flow at -$16.9 million in Q1 2026, $26.3 million in Q4 2025, and $12.5 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Bank First | 1.69 Bn | 1.07 Bn | - | 20.68 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 20.68 Mn |
| Jun 30, 2026 | 20.68 Mn |
| Mar 31, 2026 | -16.89 Mn |
| Mar 31, 2026 | -16.89 Mn |
| Dec 31, 2025 | 26.32 Mn |
| Dec 31, 2025 | 26.32 Mn |
| Sep 30, 2025 | 12.47 Mn |
| Sep 30, 2025 | 12.47 Mn |
| Jun 30, 2025 | 8.24 Mn |
| Jun 30, 2025 | 8.24 Mn |
| Mar 31, 2025 | 4.01 Mn |
| Mar 31, 2025 | 4.01 Mn |
| Dec 31, 2024 | 27.41 Mn |
| Dec 31, 2024 | 27.41 Mn |
| Sep 30, 2024 | 16.94 Mn |
| Sep 30, 2024 | 16.94 Mn |
| Jun 30, 2024 | 13.73 Mn |
| Jun 30, 2024 | 13.73 Mn |
| Mar 31, 2024 | 551,000.00 |
| Mar 31, 2024 | 551,000.00 |