Atlanticus Holdings (ATLC) Short-Term Borrowings (2013 - 2026)
Atlanticus Holdings' Short-Term Borrowings was $5.58 billion in Q2 2026, up 126.2% from $2.47 billion a year earlier but down 1.0% from the prior quarter.
Atlanticus Holdings (ATLC) Short-Term Borrowings (2013 - 2026) Analysis & Trends
At the end of FY2025, Short-Term Borrowings at Atlanticus Holdings came in at $5.82 billion, up 164.6% from FY2024.
- Short-Term Borrowings has now increased for 12 consecutive years, with a five-year compound annual growth rate of 45.8% (FY2020 to FY2025).
- In earlier years, Short-Term Borrowings was $2.2 billion in FY2024 (+18.1%), $1.86 billion in FY2023 (+12.6%), $1.65 billion in FY2022 (+29.3%) and $1.28 billion in FY2021 (+44.9%).
- Quarterly Short-Term Borrowings has moved between $995.32 million (Q3 2021) and $5.82 billion (Q4 2025) over five years.
- Compared with a year earlier, Short-Term Borrowings has increased for 35 straight quarters, with growth averaging 86.7% over the last eight quarters.
- The year-over-year growth in Short-Term Borrowings has ranged between 12.6% (Q4 2023) and 164.6% (Q4 2025) over the last five years.
- Per Business Quant data, ATLC's Short-Term Borrowings in the three quarters before Q2 2026 was $5.64 billion (Q1 2026), $5.82 billion (Q4 2025) and $5.33 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 42.92 Bn | 31.73 Bn | - |
| 2 | Orix | 38.72 Bn | 7.44 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 30.52 Bn | 27.90 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | 26.46 Bn | - |
| 5 | Royal Gold | 23.70 Bn | 22.88 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.44 Bn | -44.18 Bn | - |
| 7 | Affirm Holdings | 23.32 Bn | 16.36 Bn | - |
| 8 | Annaly Capital Management | 14.45 Bn | 5.41 Bn | - |
| 9 | Ares Capital | 13.87 Bn | 11.62 Bn | - |
| 10 | Atlanticus Holdings | 1.23 Bn | -1.20 Bn | 717.78 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.75 Bn |
| Jun 30, 2026 | 5.58 Bn |
| Mar 31, 2026 | 5.64 Bn |
| Dec 31, 2025 | 5.82 Bn |
| Sep 30, 2025 | 5.33 Bn |
| Jun 30, 2025 | 2.47 Bn |
| Mar 31, 2025 | 2.17 Bn |
| Dec 31, 2024 | 2.20 Bn |
| Sep 30, 2024 | 2.02 Bn |
| Jun 30, 2024 | 1.88 Bn |
| Mar 31, 2024 | 1.86 Bn |
| Dec 31, 2023 | 1.86 Bn |
| Sep 30, 2023 | 1.79 Bn |
| Jun 30, 2023 | 1.67 Bn |
| Mar 31, 2023 | 1.61 Bn |
| Dec 31, 2022 | 1.65 Bn |
| Sep 30, 2022 | 1.54 Bn |
| Jun 30, 2022 | 1.43 Bn |
| Mar 31, 2022 | 1.27 Bn |
| Dec 31, 2021 | 1.28 Bn |
Atlanticus Holdings Short-Term Borrowings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-borrowings&ticker=ATLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-borrowings", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=short-term-borrowings&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();