Atlanticus Holdings Corp (ATLC) Return on Assets [ROA] (2011 - 2026)
Atlanticus Holdings' Return on Assets [ROA] came in at 2.05% for Q2 2026, down 1.46 percentage points from 3.52% a year earlier but up 0.28 percentage points from the prior quarter.
Atlanticus Holdings Corp (ATLC) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Atlanticus Holdings' Return on Assets [ROA] was 2.21%, down 1.47 percentage points from FY2024.
- Return on Assets [ROA] has declined in each of the last four years, with a five-year change of -6.55 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 3.68% in FY2024 (-0.32 pp), 4.00% in FY2023 (-2.21 pp), 6.22% in FY2022 (-5.07 pp) and 11.28% in FY2021 (+2.52 pp).
- The five-year range for quarterly Return on Assets [ROA] is 1.64% (Q4 2025) to 10.65% (Q3 2021).
- Year-over-year, Return on Assets [ROA] has declined for 18 consecutive quarters, with an average year-over-year change of -0.93 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q3 2021 (a gain of 3.63 percentage points), and the weakest in Q4 2022 (a drop of 4.57 percentage points).
- Business Quant data shows ATLC's Return on Assets [ROA] at 1.78% (Q1 2026), 1.64% (Q4 2025) and 2.18% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.05% |
| Mar 31, 2026 | 1.78% |
| Dec 31, 2025 | 1.64% |
| Sep 30, 2025 | 2.18% |
| Jun 30, 2025 | 3.52% |
| Mar 31, 2025 | 3.53% |
| Dec 31, 2024 | 3.49% |
| Sep 30, 2024 | 3.59% |
| Jun 30, 2024 | 3.60% |
| Mar 31, 2024 | 3.71% |
| Dec 31, 2023 | 3.84% |
| Sep 30, 2023 | 3.93% |
| Jun 30, 2023 | 4.42% |
| Mar 31, 2023 | 4.86% |
| Dec 31, 2022 | 5.80% |
| Sep 30, 2022 | 7.36% |
| Jun 30, 2022 | 8.69% |
| Mar 31, 2022 | 9.24% |
| Dec 31, 2021 | 10.38% |
| Sep 30, 2021 | 10.65% |
Atlanticus Holdings Corp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ATLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();