Ally Financial (ALLY) Return on Invested Capital [ROIC] (2011 - 2026)
Ally Financial's Return on Invested Capital [ROIC] was 11.76% in Q2 2026, up 4.01 percentage points from 7.74% a year earlier and up 0.02 percentage points from the prior quarter.
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Analysis
Ally Financial (ALLY) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at Ally Financial came in at 8.68%, down 3.41 percentage points from FY2024.
- Return on Invested Capital [ROIC] has now declined for four consecutive years, with a five-year change of -1.72 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 12.09% in FY2024 (-2.18 pp), 14.28% in FY2023 (-1.41 pp), 15.69% in FY2022 (-2.31 pp) and 17.99% in FY2021 (+7.60 pp).
- The Q2 2026 figure marks the highest quarterly Return on Invested Capital [ROIC] since Q4 2024.
- Compared with a year earlier, Return on Invested Capital [ROIC] was higher in two of the last eight quarters, with an average year-over-year change of -2.41 percentage points.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q4 2021 (a gain of 6.51 percentage points); the worst was Q1 2025 (a drop of 6.49 percentage points).
- Per Business Quant data, ALLY's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 11.74% (Q1 2026), 7.91% (Q4 2025) and 7.45% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 15.80% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 13.07% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 12.02% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 49.26% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 14.05% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 3.63% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 14.79% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | - |
| 10 | Ally Financial | 11.90 Bn | -25.74 Bn | 2.08 Bn | 6.40% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.40% |
| Mar 31, 2026 | 6.30% |
| Dec 31, 2025 | 4.25% |
| Sep 30, 2025 | 3.98% |
| Jun 30, 2025 | 4.08% |
| Mar 31, 2025 | 3.96% |
| Dec 31, 2024 | 5.96% |
| Sep 30, 2024 | 5.91% |
| Jun 30, 2024 | 6.82% |
| Mar 31, 2024 | 6.81% |
| Dec 31, 2023 | 6.59% |
| Sep 30, 2023 | 6.57% |
| Jun 30, 2023 | 6.23% |
| Mar 31, 2023 | 6.86% |
| Dec 31, 2022 | 7.32% |
| Sep 30, 2022 | 7.28% |
| Jun 30, 2022 | 7.77% |
| Mar 31, 2022 | 8.81% |
| Dec 31, 2021 | 9.20% |
| Sep 30, 2021 | 8.95% |
API Access
Ally Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ALLY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "ALLY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ALLY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();