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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Assurant (AIZ) Operating Margin (2016 - 2026)

Assurant has reported Operating Margin over the past 17 years, most recently at 2.79% for Q4 2025.

  • For Q4 2025, Operating Margin fell 260.0% year-over-year to 2.79%; the TTM value through Dec 2025 reached 4.11%, down 118.0%, while the annual FY2025 figure was 4.11%, 118.0% down from the prior year.
  • Operating Margin for Q4 2025 was 2.79% at Assurant, down from 5.08% in the prior quarter.
  • Over five years, Operating Margin peaked at 6.01% in Q4 2023 and troughed at 2.79% in Q4 2025.
  • A 5-year average of 4.3% and a median of 4.19% in 2022 define the central range for Operating Margin.
  • Biggest five-year swings in Operating Margin: soared 215bps in 2023 and later crashed -260bps in 2025.
  • Year by year, Operating Margin stood at 3.08% in 2021, then rose by 25bps to 3.86% in 2022, then soared by 56bps to 6.01% in 2023, then decreased by -10bps to 5.39% in 2024, then crashed by -48bps to 2.79% in 2025.
  • Business Quant data shows Operating Margin for AIZ at 2.79% in Q4 2025, 5.08% in Q3 2025, and 4.97% in Q2 2025.