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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Assurant (AIZ) Operating Margin (2016 - 2025)

Assurant has reported Operating Margin over the past 17 years, most recently at 2.79% for Q4 2025.

  • Quarterly results put Operating Margin at 2.79% for Q4 2025, down 260.0% from a year ago — trailing twelve months through Dec 2025 was 4.11% (down 118.0% YoY), and the annual figure for FY2025 was 4.11%, down 118.0%.
  • Operating Margin for Q4 2025 was 2.79% at Assurant, down from 5.08% in the prior quarter.
  • Over the last five years, Operating Margin for AIZ hit a ceiling of 6.01% in Q4 2023 and a floor of 2.79% in Q4 2025.
  • Median Operating Margin over the past 5 years was 4.19% (2022), compared with a mean of 4.3%.
  • Biggest five-year swings in Operating Margin: surged 215bps in 2023 and later tumbled -260bps in 2025.
  • Assurant's Operating Margin stood at 3.08% in 2021, then increased by 25bps to 3.86% in 2022, then surged by 56bps to 6.01% in 2023, then dropped by -10bps to 5.39% in 2024, then tumbled by -48bps to 2.79% in 2025.
  • The last three reported values for Operating Margin were 2.79% (Q4 2025), 5.08% (Q3 2025), and 4.97% (Q2 2025) per Business Quant data.