American Integrity Insurance (AII) Interest Coverage Ratio (2024 - 2025)
American Integrity Insurance (AII) posted quarterly Interest Coverage Ratio of 10.45 for Q4 2025, down 115.1% year-over-year from 69.2 in Q4 2024, and down 256.35% quarter-over-quarter from 6.69 in Q3 2025.
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American Integrity Insurance (AII) Interest Coverage Ratio (2024 - 2025) Analysis & Trends
American Integrity Insurance (AII) has reported Interest Coverage Ratio for 2 consecutive years, with 10.45 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio fell 115.1% year-over-year to 10.45; the TTM figure through Dec 2025 stood at 93.56 (down 668.07% YoY), while the FY2025 annual figure was 5.77, up 25.12% from the prior year.
- Interest Coverage Ratio fell to 10.45 in Q4 2025 per AII's latest filing, from 6.69 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.3 in Q1 2025 and bottomed at 10.45 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.59 Bn | 120.82 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 130.88 Bn | 125.88 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 78.87 Bn | 55.12 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.95 Bn | 29.22 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 36.04 Bn | 36.04 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.86 Bn | 24.97 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.11 Bn | 6.22 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.61 Bn | 306.00 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.23 Bn | 12.20 Bn | 2.71 Bn | 5.01 |
| 10 | American Integrity Insurance | 511.91 Mn | 218.72 Mn | 82.02 Mn | - |