Affirm Holdings (AFRM) Return on Assets [ROA] (2021 - 2026)
Affirm Holdings (AFRM) posted Return on Assets [ROA] of 13.34% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 12.86 percentage points from 0.48% a year earlier and up 10.41 percentage points from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings' Return on Assets [ROA] came in at 14.32%, up 13.82 percentage points from FY2025.
- Annual Return on Assets [ROA] has increased for three consecutive fiscal years, with a five-year change of +28.39 percentage points (FY2021 to FY2026).
- In prior fiscal years, Affirm Holdings' Return on Assets [ROA] was 0.50% in FY2025 (+6.36 pp), -5.86% in FY2024 (+7.17 pp), -13.03% in FY2023 (-1.08 pp) and -11.95% in FY2022 (+2.12 pp).
- The fiscal Q4 2026 figure stands as the highest quarterly Return on Assets [ROA] in data going back to fiscal Q3 2021.
- On a year-over-year basis, Return on Assets [ROA] has increased in each of the last 11 quarters, with an average year-over-year change of +6.64 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was fiscal Q4 2026, with a gain of 12.86 percentage points; the weakest was fiscal Q3 2023, with a drop of 3.40 percentage points.
- According to Business Quant data, Return on Assets [ROA] for the three prior fiscal quarters was 2.93% (Q3 2026), 2.31% (Q2 2026) and 2.06% (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 0.78% |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 3.57% |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 6.81% |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 13.34% |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 2.89% |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 0.35% |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 2.11% |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 0.37% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.34% |
| Mar 31, 2026 | 2.93% |
| Dec 31, 2025 | 2.31% |
| Sep 30, 2025 | 2.06% |
| Jun 30, 2025 | 0.48% |
| Mar 31, 2025 | -0.59% |
| Dec 31, 2024 | -1.93% |
| Sep 30, 2024 | -4.54% |
| Jun 30, 2024 | -5.53% |
| Mar 31, 2024 | -7.43% |
| Dec 31, 2023 | -8.59% |
| Sep 30, 2023 | -10.94% |
| Jun 30, 2023 | -12.58% |
| Mar 31, 2023 | -12.61% |
| Dec 31, 2022 | -10.89% |
| Sep 30, 2022 | -9.22% |
| Jun 30, 2022 | -10.10% |
| Mar 31, 2022 | -9.22% |
| Dec 31, 2021 | -14.19% |
| Sep 30, 2021 | -14.48% |
API Access
Affirm Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();