American Financial (AFGE) Operating Margin (2009 - 2026)

American Financial (AFGE) posted Operating Margin of 12.89% for Q1 2026, down 68.2% quarter-over-quarter from 40.53% in Q4 2025, and up 194.0% year-on-year from 4.38% in Q1 2025.

American Financial (AFGE) Operating Margin (2009 - 2026) Analysis & Trends

American Financial (AFGE) has reported Operating Margin for 18 consecutive years, with 12.89% the latest figure, recorded in Q1 2026.

  • Operating Margin for Q1 2026 came in at 12.89%, up 194.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 15.55% (up 743.0% YoY), and the FY2025 annual result was 15.23%, up 586.0% from the prior year.
  • Operating Margin was 12.89% for Q1 2026 at American Financial, down from 40.53% in the prior quarter.
  • Over five years, Operating Margin peaked at 40.53% in Q4 2025 and troughed at 1.12% in Q4 2024.
  • Average Operating Margin over 5 years is 13.56%, with a median of 12.47% recorded in 2023.
  • Year-over-year, Operating Margin sank 2464 bps in 2024 and soared 4165 bps in 2025.
  • Over 5 years, Operating Margin stood at 17.25% in 2022, then jumped by 36 bps to 23.52% in 2023, then plunged by 105 bps to 1.12% in 2024, then surged by 3730 bps to 40.53% in 2025, then sank by 68 bps to 12.89% in 2026.
  • Per Business Quant data, the three most recent Operating Margin figures were 12.89% in Q1 2026, 40.53% in Q4 2025, and 8.79% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -7.70%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -46.25%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 11.57%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.21%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.45%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 5.54%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 71.45%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.48%
10 American Financial - - 948.00 Mn 12.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 12.89%
Dec 31, 2025 40.53%
Sep 30, 2025 8.79%
Jun 30, 2025 13.90%
Mar 31, 2025 10.95%
Dec 31, 2024 -1.12%
Sep 30, 2024 9.67%
Jun 30, 2024 14.26%
Mar 31, 2024 10.39%
Dec 31, 2023 23.52%
Sep 30, 2023 10.12%
Jun 30, 2023 13.86%
Mar 31, 2023 12.47%
Dec 31, 2022 17.25%
Sep 30, 2022 7.61%
Jun 30, 2022 10.92%
Mar 31, 2022 14.48%
Dec 31, 2021 -9.10%
Sep 30, 2021 15.22%
Jun 30, 2021 10.71%