American Financial (AFGE) EBT Margin (2009 - 2026)

American Financial (AFGE) reported EBT Margin of 11.65% for Q1 2026, up 190.0% on a YoY basis from 4.02% in Q1 2025, and down 69.4% quarter-over-quarter from 38.07% in Q4 2025.

American Financial (AFGE) EBT Margin (2009 - 2026) Analysis & Trends

American Financial has reported EBT Margin for 18 years, with the latest figure at 11.65% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 190.0% year-over-year to 11.65%; the trailing twelve-month figure through Mar 2026 stood at 14.3% (up 714.0% YoY), and the FY2025 full-year result was 14.09%, up 564.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 11.65%, down from 38.07% in the prior quarter.
  • The five-year high for EBT Margin was 38.07% in Q4 2025, with the low at 2.0% in Q4 2024.
  • Historically, EBT Margin has averaged 12.36% across 5 years, with a median of 11.38% in 2023.
  • Annual changes were most pronounced in 2024 — EBT Margin plunged 2461 bps — and 2025, when it soared 4008 bps.
  • American Financial's EBT Margin stood at 15.2% in 2022, then surged by 49 bps to 22.61% in 2023, then tumbled by 109 bps to 2.0% in 2024, then surged by 2003 bps to 38.07% in 2025, then slumped by 69 bps to 11.65% in 2026.
  • The last three EBT Margin figures came in at 11.65% (Q1 2026), 38.07% (Q4 2025), and 7.98% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 20.26%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 16.07%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 17.77%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 18.35%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 16.69%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.60%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 53.96%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 12.06%
10 American Financial - - 948.00 Mn 11.65%

Historic Data

Download Data
DateValue
Mar 31, 2026 11.65%
Dec 31, 2025 38.07%
Sep 30, 2025 7.98%
Jun 30, 2025 12.75%
Mar 31, 2025 9.75%
Dec 31, 2024 -2.00%
Sep 30, 2024 8.86%
Jun 30, 2024 13.26%
Mar 31, 2024 9.39%
Dec 31, 2023 22.61%
Sep 30, 2023 9.24%
Jun 30, 2023 12.83%
Mar 31, 2023 11.38%
Dec 31, 2022 15.20%
Sep 30, 2022 6.65%
Jun 30, 2022 9.42%
Mar 31, 2022 13.04%
Dec 31, 2021 -10.41%
Sep 30, 2021 13.85%
Jun 30, 2021 9.21%