American Financial (AFGD) Gross Margin (2009 - 2026)
American Financial (AFGD) reported Gross Margin of 51.13% for Q1 2026, up 1221.0% on a YoY basis from 3.87% in Q1 2025, and down 43.95% quarter-over-quarter from 91.23% in Q4 2025.
American Financial (AFGD) Gross Margin (2009 - 2026) Analysis & Trends
American Financial has reported Gross Margin for 18 years, with the latest figure at 51.13% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 1221.0% year-over-year to 51.13%; the trailing twelve-month figure through Mar 2026 stood at 64.27% (up 994.0% YoY), and the FY2025 full-year result was 95.27%, up 4885.0% from the prior year.
- Gross Margin for Q1 2026 stood at 51.13%, down from 91.23% in the prior quarter.
- The five-year high for Gross Margin was 96.37% in Q3 2022, with the low at 38.92% in Q1 2025.
- Historically, Gross Margin has averaged 80.1% across 5 years, with a median of 95.95% in 2024.
- The largest YoY upside for Gross Margin was 4619 bps in 2025 against a maximum downside of 5709 bps in 2025.
- American Financial's Gross Margin stood at 93.02% in 2022, then advanced by 3 bps to 96.26% in 2023, then sank by 53 bps to 45.04% in 2024, then jumped by 103 bps to 91.23% in 2025, then plunged by 44 bps to 51.13% in 2026.
- The last three Gross Margin figures came in at 51.13% (Q1 2026), 91.23% (Q4 2025), and 41.87% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | American Financial | - | - | 948.00 Mn | 51.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 51.13% |
| Dec 31, 2025 | 91.23% |
| Sep 30, 2025 | 41.87% |
| Jun 30, 2025 | 95.45% |
| Mar 31, 2025 | 38.92% |
| Dec 31, 2024 | 45.04% |
| Sep 30, 2024 | 39.64% |
| Jun 30, 2024 | 95.95% |
| Mar 31, 2024 | 96.01% |
| Dec 31, 2023 | 96.26% |
| Sep 30, 2023 | 96.07% |
| Jun 30, 2023 | 96.03% |
| Mar 31, 2023 | 96.03% |
| Dec 31, 2022 | 93.02% |
| Sep 30, 2022 | 96.37% |
| Jun 30, 2022 | 96.30% |
| Mar 31, 2022 | 96.35% |
| Dec 31, 2021 | 96.13% |
| Sep 30, 2021 | 96.86% |
| Jun 30, 2021 | 94.97% |