American Financial (AFGC) Operating Margin (2009 - 2026)
American Financial (AFGC) posted Operating Margin of 12.89% for Q1 2026, down 68.2% quarter-over-quarter from 40.53% in Q4 2025, and up 194.0% year-on-year from 4.38% in Q1 2025.
American Financial (AFGC) Operating Margin (2009 - 2026) Analysis & Trends
American Financial (AFGC) has reported Operating Margin for 18 consecutive years, with 12.89% the latest figure, recorded in Q1 2026.
- Operating Margin for Q1 2026 came in at 12.89%, up 194.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 15.55% (up 743.0% YoY), and the FY2025 annual result was 15.23%, up 586.0% from the prior year.
- Operating Margin was 12.89% for Q1 2026 at American Financial, down from 40.53% in the prior quarter.
- Over five years, Operating Margin peaked at 40.53% in Q4 2025 and troughed at 1.12% in Q4 2024.
- Average Operating Margin over 5 years is 13.56%, with a median of 12.47% recorded in 2023.
- Year-over-year, Operating Margin sank 2464 bps in 2024 and soared 4165 bps in 2025.
- Over 5 years, Operating Margin stood at 17.25% in 2022, then jumped by 36 bps to 23.52% in 2023, then plunged by 105 bps to 1.12% in 2024, then surged by 3730 bps to 40.53% in 2025, then sank by 68 bps to 12.89% in 2026.
- Per Business Quant data, the three most recent Operating Margin figures were 12.89% in Q1 2026, 40.53% in Q4 2025, and 8.79% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | American Financial | - | - | 948.00 Mn | 12.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.89% |
| Dec 31, 2025 | 40.53% |
| Sep 30, 2025 | 8.79% |
| Jun 30, 2025 | 13.90% |
| Mar 31, 2025 | 10.95% |
| Dec 31, 2024 | -1.12% |
| Sep 30, 2024 | 9.67% |
| Jun 30, 2024 | 14.26% |
| Mar 31, 2024 | 10.39% |
| Dec 31, 2023 | 23.52% |
| Sep 30, 2023 | 10.12% |
| Jun 30, 2023 | 13.86% |
| Mar 31, 2023 | 12.47% |
| Dec 31, 2022 | 17.25% |
| Sep 30, 2022 | 7.61% |
| Jun 30, 2022 | 10.92% |
| Mar 31, 2022 | 14.48% |
| Dec 31, 2021 | -9.10% |
| Sep 30, 2021 | 15.22% |
| Jun 30, 2021 | 10.71% |