American Financial (AFGB) Operating Margin (2009 - 2026)
American Financial (AFGB) reported Operating Margin of 12.89% for Q1 2026, up 194.0% on a YoY basis from 4.38% in Q1 2025, and down 68.2% quarter-over-quarter from 40.53% in Q4 2025.
American Financial (AFGB) Operating Margin (2009 - 2026) Analysis & Trends
American Financial has reported Operating Margin for 18 years, with the latest figure at 12.89% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 194.0% year-over-year to 12.89%; the trailing twelve-month figure through Mar 2026 stood at 15.55% (up 743.0% YoY), and the FY2025 full-year result was 15.23%, up 586.0% from the prior year.
- Operating Margin for Q1 2026 stood at 12.89%, down from 40.53% in the prior quarter.
- The five-year high for Operating Margin was 40.53% in Q4 2025, with the low at 1.12% in Q4 2024.
- Historically, Operating Margin has averaged 13.56% across 5 years, with a median of 12.47% in 2023.
- Annual changes were most pronounced in 2024 — Operating Margin tumbled 2464 bps — and 2025, when it jumped 4165 bps.
- American Financial's Operating Margin stood at 17.25% in 2022, then jumped by 36 bps to 23.52% in 2023, then sank by 105 bps to 1.12% in 2024, then surged by 3730 bps to 40.53% in 2025, then slumped by 68 bps to 12.89% in 2026.
- The last three Operating Margin figures came in at 12.89% (Q1 2026), 40.53% (Q4 2025), and 8.79% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | American Financial | - | - | 948.00 Mn | 12.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.89% |
| Dec 31, 2025 | 40.53% |
| Sep 30, 2025 | 8.79% |
| Jun 30, 2025 | 13.90% |
| Mar 31, 2025 | 10.95% |
| Dec 31, 2024 | -1.12% |
| Sep 30, 2024 | 9.67% |
| Jun 30, 2024 | 14.26% |
| Mar 31, 2024 | 10.39% |
| Dec 31, 2023 | 23.52% |
| Sep 30, 2023 | 10.12% |
| Jun 30, 2023 | 13.86% |
| Mar 31, 2023 | 12.47% |
| Dec 31, 2022 | 17.25% |
| Sep 30, 2022 | 7.61% |
| Jun 30, 2022 | 10.92% |
| Mar 31, 2022 | 14.48% |
| Dec 31, 2021 | -9.10% |
| Sep 30, 2021 | 15.22% |
| Jun 30, 2021 | 10.71% |