American Financial (AFGB) Net Margin (2009 - 2026)
American Financial (AFGB) reported Net Margin of 9.06% for Q1 2026, up 204.0% on a YoY basis from 2.98% in Q1 2025, and down 69.3% quarter-over-quarter from 29.52% in Q4 2025.
American Financial (AFGB) Net Margin (2009 - 2026) Analysis & Trends
American Financial has reported Net Margin for 17 years, with the latest figure at 9.06% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 204.0% year-over-year to 9.06%; the trailing twelve-month figure through Mar 2026 stood at 10.82% (up 638.0% YoY), and the FY2025 full-year result was 10.81%, up 520.0% from the prior year.
- Net Margin for Q1 2026 stood at 9.06%, down from 29.52% in the prior quarter.
- The five-year high for Net Margin was 29.52% in Q4 2025, with the low at 5.03% in Q4 2024.
- Historically, Net Margin has averaged 9.49% across 4 years, with a median of 8.39% in 2023.
- Annual changes were most pronounced in 2024 — Net Margin plunged 2418 bps — and 2025, when it surged 3454 bps.
- American Financial's Net Margin stood at 19.16% in 2023, then slumped by 126 bps to 5.03% in 2024, then surged by 687 bps to 29.52% in 2025, then sank by 69 bps to 9.06% in 2026.
- The last three Net Margin figures came in at 9.06% (Q1 2026), 29.52% (Q4 2025), and 5.71% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | American Financial | - | - | 948.00 Mn | 9.06% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.06% |
| Dec 31, 2025 | 29.52% |
| Sep 30, 2025 | 5.71% |
| Jun 30, 2025 | 9.41% |
| Mar 31, 2025 | 7.03% |
| Dec 31, 2024 | -5.03% |
| Sep 30, 2024 | 6.84% |
| Jun 30, 2024 | 10.00% |
| Mar 31, 2024 | 6.14% |
| Dec 31, 2023 | 19.16% |
| Sep 30, 2023 | 7.30% |
| Jun 30, 2023 | 9.84% |
| Mar 31, 2023 | 8.39% |
| Jun 30, 2021 | 49.77% |
| Mar 31, 2021 | 10.07% |
| Dec 31, 2020 | 16.28% |
| Sep 30, 2020 | 4.88% |
| Jun 30, 2020 | 4.43% |
| Mar 31, 2020 | -15.17% |
| Dec 31, 2019 | 26.06% |