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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Financial (AFG) Operating Margin (2016 - 2025)

American Financial's Operating Margin history spans 17 years, with the latest figure at 2.47% for Q4 2025.

  • For Q4 2025, Operating Margin fell 2661.0% year-over-year to 2.47%; the TTM value through Dec 2025 reached 8.64%, down 852.0%, while the annual FY2025 figure was 9.11%, 686.0% down from the prior year.
  • Operating Margin reached 2.47% in Q4 2025 per AFG's latest filing, down from 8.79% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 35.52% in Q4 2022 to a low of 0.19% in Q4 2023.
  • Average Operating Margin over 5 years is 13.96%, with a median of 12.64% recorded in 2024.
  • Peak YoY movement for Operating Margin: tumbled -3533bps in 2023, then surged 2889bps in 2024.
  • A 5-year view of Operating Margin shows it stood at 25.31% in 2021, then soared by 40bps to 35.52% in 2022, then plummeted by -99bps to 0.19% in 2023, then skyrocketed by 15044bps to 29.08% in 2024, then plummeted by -91bps to 2.47% in 2025.
  • Per Business Quant, the three most recent readings for AFG's Operating Margin are 2.47% (Q4 2025), 8.79% (Q3 2025), and 13.9% (Q2 2025).