American Financial (AFG) Net Margin (2009 - 2026)
American Financial's (AFG) quarterly Net Margin came in at 9.7% in Q1 2026, up 371.0% YoY from 2.06% in Q1 2025, and up 230.77% on a QoQ basis from 2.93% in Q4 2025.
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American Financial (AFG) Net Margin (2009 - 2026) Analysis & Trends
American Financial (AFG) has 17 years of Net Margin data on file, last reported at 9.7% in Q1 2026.
- Quarterly Net Margin rose 371.0% year-over-year to 9.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.14% (down 736.0% YoY) and the FY2025 annual result came in at 5.31%, down 622.0% from the prior year.
- Net Margin improved to 9.7% in Q1 2026, from 2.93% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 52.73% in Q4 2024 to a low of 1.94% in Q3 2025.
- A 4-year average of 10.5% and a median of 7.57% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin soared 4383 bps — and 2025, when it plunged 4980 bps.
- Tracing AFG's Net Margin over 4 years: stood at 8.89% in 2023, then jumped by 493 bps to 52.73% in 2024, then slumped by 94 bps to 2.93% in 2025, then soared by 231 bps to 9.7% in 2026.
- The last three Net Margin figures came in at 9.7% (Q1 2026), 2.93% (Q4 2025), and 1.94% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 18.17% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 29.36% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 29.09% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 9.95% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 8.64% |
| 10 | American Financial | 11.82 Bn | -6.03 Bn | 1.03 Bn | 11.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.18% |
| Mar 31, 2026 | 9.28% |
| Dec 31, 2025 | 13.52% |
| Sep 30, 2025 | 8.37% |
| Jun 30, 2025 | 8.06% |
| Mar 31, 2025 | 7.33% |
| Dec 31, 2024 | 10.98% |
| Sep 30, 2024 | 6.84% |
| Jun 30, 2024 | 10.05% |
| Mar 31, 2024 | 11.91% |
| Dec 31, 2023 | 11.91% |
| Sep 30, 2023 | 7.58% |
| Jun 30, 2023 | 10.38% |
| Mar 31, 2023 | 11.72% |
| Dec 31, 2022 | 13.89% |
| Sep 30, 2022 | 7.91% |
| Jun 30, 2022 | 10.27% |
| Mar 31, 2022 | 17.82% |
| Dec 31, 2021 | 19.74% |
| Sep 30, 2021 | 11.92% |