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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Financial (AFG) Net Margin (2016 - 2026)

American Financial filings provide 16 years of Net Margin readings, the most recent being 2.52% for Q4 2025.

  • On a quarterly basis, Net Margin fell 2706.0% to 2.52% in Q4 2025 year-over-year; TTM through Dec 2025 was 4.7%, a 801.0% decrease, with the full-year FY2025 number at 5.31%, down 622.0% from a year prior.
  • Net Margin hit 2.52% in Q4 2025 for American Financial, down from 5.71% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 49.77% in Q2 2021 to a low of 4.18% in Q4 2023.
  • Median Net Margin over the past 4 years was 7.98% (2023), compared with a mean of 10.66%.
  • Biggest five-year swings in Net Margin: surged 4534bps in 2021 and later plummeted -2706bps in 2025.
  • American Financial's Net Margin stood at 49.77% in 2021, then crashed by -108bps to 4.18% in 2023, then soared by 688bps to 24.54% in 2024, then crashed by -110bps to 2.52% in 2025.
  • The last three reported values for Net Margin were 2.52% (Q4 2025), 5.71% (Q3 2025), and 9.41% (Q2 2025) per Business Quant data.