American Financial (AFG) Net Margin (2009 - 2026)
American Financial's (AFG) quarterly Net Margin came in at 9.7% in Q1 2026, up 371.0% YoY from 2.06% in Q1 2025, and up 230.77% on a QoQ basis from 2.93% in Q4 2025.
American Financial (AFG) Net Margin (2009 - 2026) Analysis & Trends
American Financial (AFG) has 17 years of Net Margin data on file, last reported at 9.7% in Q1 2026.
- Quarterly Net Margin rose 371.0% year-over-year to 9.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.14% (down 736.0% YoY) and the FY2025 annual result came in at 5.31%, down 622.0% from the prior year.
- Net Margin improved to 9.7% in Q1 2026, from 2.93% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 52.73% in Q4 2024 to a low of 1.94% in Q3 2025.
- A 4-year average of 10.5% and a median of 7.57% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin soared 4383 bps — and 2025, when it plunged 4980 bps.
- Tracing AFG's Net Margin over 4 years: stood at 8.89% in 2023, then jumped by 493 bps to 52.73% in 2024, then slumped by 94 bps to 2.93% in 2025, then soared by 231 bps to 9.7% in 2026.
- The last three Net Margin figures came in at 9.7% (Q1 2026), 2.93% (Q4 2025), and 1.94% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 8.64% |
| 10 | American Financial | 11.98 Bn | -5.87 Bn | 1.03 Bn | 0.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.69% |
| Mar 31, 2026 | 9.70% |
| Dec 31, 2025 | 2.93% |
| Sep 30, 2025 | 1.94% |
| Jun 30, 2025 | 8.06% |
| Mar 31, 2025 | 5.98% |
| Dec 31, 2024 | 52.73% |
| Sep 30, 2024 | 7.88% |
| Jun 30, 2024 | 5.63% |
| Mar 31, 2024 | 7.57% |
| Dec 31, 2023 | 8.89% |
| Sep 30, 2023 | 7.30% |
| Jun 30, 2023 | 6.74% |
| Mar 31, 2023 | 11.09% |
| Jun 30, 2021 | 49.77% |
| Mar 31, 2021 | 10.07% |
| Dec 31, 2020 | 16.28% |
| Sep 30, 2020 | 4.88% |
| Jun 30, 2020 | 4.43% |
| Mar 31, 2020 | -15.17% |