American Financial (AFG) Net Margin (2009 - 2026)

American Financial's (AFG) quarterly Net Margin came in at 9.7% in Q1 2026, up 371.0% YoY from 2.06% in Q1 2025, and up 230.77% on a QoQ basis from 2.93% in Q4 2025.

American Financial (AFG) Net Margin (2009 - 2026) Analysis & Trends

American Financial (AFG) has 17 years of Net Margin data on file, last reported at 9.7% in Q1 2026.

  • Quarterly Net Margin rose 371.0% year-over-year to 9.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.14% (down 736.0% YoY) and the FY2025 annual result came in at 5.31%, down 622.0% from the prior year.
  • Net Margin improved to 9.7% in Q1 2026, from 2.93% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 52.73% in Q4 2024 to a low of 1.94% in Q3 2025.
  • A 4-year average of 10.5% and a median of 7.57% in 2024 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2024 — Net Margin soared 4383 bps — and 2025, when it plunged 4980 bps.
  • Tracing AFG's Net Margin over 4 years: stood at 8.89% in 2023, then jumped by 493 bps to 52.73% in 2024, then slumped by 94 bps to 2.93% in 2025, then soared by 231 bps to 9.7% in 2026.
  • The last three Net Margin figures came in at 9.7% (Q1 2026), 2.93% (Q4 2025), and 1.94% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 135.03 Bn 121.26 Bn 9.13 Bn 18.22%
2 Progressive 124.11 Bn 119.11 Bn 9.04 Bn 14.02%
3 Travelers Companies 79.44 Bn 55.69 Bn 4.83 Bn 20.53%
4 Allstate 67.36 Bn 28.63 Bn 16.28 Bn 17.43%
5 Fairfax Financial Holdings 35.31 Bn 35.31 Bn - -
6 Cincinnati Financial 26.77 Bn 24.88 Bn 2.39 Bn 29.36%
7 Loews 23.31 Bn 1.01 Bn 2.57 Bn 9.95%
8 Markel 23.15 Bn 6.26 Bn 2.83 Bn 29.09%
9 Assurant 14.05 Bn 12.02 Bn 2.71 Bn 8.64%
10 American Financial 11.98 Bn -5.87 Bn 1.03 Bn 0.69%

Historic Data

Download Data
DateValue
Jun 30, 2026 0.69%
Mar 31, 2026 9.70%
Dec 31, 2025 2.93%
Sep 30, 2025 1.94%
Jun 30, 2025 8.06%
Mar 31, 2025 5.98%
Dec 31, 2024 52.73%
Sep 30, 2024 7.88%
Jun 30, 2024 5.63%
Mar 31, 2024 7.57%
Dec 31, 2023 8.89%
Sep 30, 2023 7.30%
Jun 30, 2023 6.74%
Mar 31, 2023 11.09%
Jun 30, 2021 49.77%
Mar 31, 2021 10.07%
Dec 31, 2020 16.28%
Sep 30, 2020 4.88%
Jun 30, 2020 4.43%
Mar 31, 2020 -15.17%