American Financial (AFG) Gross Margin (2009 - 2026)
American Financial (AFG) posted Gross Margin of 51.13% for Q1 2026, down 43.95% quarter-over-quarter from 91.23% in Q4 2025, and up 1221.0% year-on-year from 3.87% in Q1 2025.
American Financial (AFG) Gross Margin (2009 - 2026) Analysis & Trends
American Financial (AFG) has reported Gross Margin for 18 consecutive years, with 51.13% the latest figure, recorded in Q1 2026.
- Gross Margin for Q1 2026 came in at 51.13%, up 1221.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 64.27% (up 994.0% YoY), and the FY2025 annual result was 95.27%, up 4885.0% from the prior year.
- Gross Margin was 51.13% for Q1 2026 at American Financial, down from 91.23% in the prior quarter.
- Over five years, Gross Margin peaked at 96.37% in Q3 2022 and troughed at 38.92% in Q1 2025.
- Average Gross Margin over 5 years is 80.1%, with a median of 95.95% recorded in 2024.
- The widest YoY moves for Gross Margin: up 4619 bps in 2025, down 5709 bps in 2025.
- Over 5 years, Gross Margin stood at 93.02% in 2022, then increased by 3 bps to 96.26% in 2023, then plunged by 53 bps to 45.04% in 2024, then jumped by 103 bps to 91.23% in 2025, then tumbled by 44 bps to 51.13% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 51.13% in Q1 2026, 91.23% in Q4 2025, and 41.87% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | American Financial | 11.72 Bn | 9.61 Bn | 948.00 Mn | 51.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 51.13% |
| Dec 31, 2025 | 91.23% |
| Sep 30, 2025 | 41.87% |
| Jun 30, 2025 | 95.45% |
| Mar 31, 2025 | 38.92% |
| Dec 31, 2024 | 45.04% |
| Sep 30, 2024 | 39.64% |
| Jun 30, 2024 | 95.95% |
| Mar 31, 2024 | 96.01% |
| Dec 31, 2023 | 96.26% |
| Sep 30, 2023 | 96.07% |
| Jun 30, 2023 | 96.03% |
| Mar 31, 2023 | 96.03% |
| Dec 31, 2022 | 93.02% |
| Sep 30, 2022 | 96.37% |
| Jun 30, 2022 | 96.30% |
| Mar 31, 2022 | 96.35% |
| Dec 31, 2021 | 96.13% |
| Sep 30, 2021 | 96.86% |
| Jun 30, 2021 | 94.97% |