American Financial (AFG) Gross Margin (2009 - 2026)
American Financial's (AFG) quarterly Gross Margin came in at 95.53% in Q1 2026, down 33.0% YoY from 142.57% in Q1 2025, and up 332.98% on a QoQ basis from 41.0% in Q4 2025.
American Financial (AFG) Gross Margin (2009 - 2026) Analysis & Trends
American Financial (AFG) has 18 years of Gross Margin data on file, last reported at 95.53% in Q1 2026.
- Quarterly Gross Margin fell 33.0% year-over-year to 95.53% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 48.31% (down 5942.0% YoY) and the FY2025 annual result came in at 46.32%, down 4915.0% from the prior year.
- Gross Margin grew to 95.53% in Q1 2026, from 41.0% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 443.79% in Q4 2024 to a low of 383.61% in Q4 2023.
- A 5-year average of 49.86% and a median of 95.85% in 2025 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin soared 82739 bps — and 2025, when it tumbled 48479 bps.
- Tracing AFG's Gross Margin over 5 years: stood at 253.39% in 2022, then sank by 51 bps to 383.61% in 2023, then surged by 216 bps to 443.79% in 2024, then sank by 109 bps to 41.0% in 2025, then jumped by 333 bps to 95.53% in 2026.
- The last three Gross Margin figures came in at 95.53% (Q1 2026), 41.0% (Q4 2025), and 95.08% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | American Financial | 11.99 Bn | -5.86 Bn | 1.03 Bn | 50.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 50.74% |
| Mar 31, 2026 | 95.53% |
| Dec 31, 2025 | -41.00% |
| Sep 30, 2025 | 95.08% |
| Jun 30, 2025 | 96.10% |
| Mar 31, 2025 | 95.85% |
| Dec 31, 2024 | 443.79% |
| Sep 30, 2024 | 30.41% |
| Jun 30, 2024 | 50.68% |
| Mar 31, 2024 | 41.01% |
| Dec 31, 2023 | -383.61% |
| Sep 30, 2023 | 96.07% |
| Jun 30, 2023 | 96.03% |
| Mar 31, 2023 | 96.03% |
| Dec 31, 2022 | -253.39% |
| Sep 30, 2022 | 96.37% |
| Jun 30, 2022 | 96.30% |
| Mar 31, 2022 | 96.35% |
| Dec 31, 2021 | 96.13% |
| Sep 30, 2021 | 96.86% |