American Financial (AFG) EBITDA Margin (2009 - 2026)
American Financial's (AFG) quarterly EBITDA Margin came in at 14.85% in Q1 2026, up 553.0% YoY from 2.27% in Q1 2025, and up 138.15% on a QoQ basis from 6.24% in Q4 2025.
American Financial (AFG) EBITDA Margin (2009 - 2026) Analysis & Trends
American Financial (AFG) has 18 years of EBITDA Margin data on file, last reported at 14.85% in Q1 2026.
- Quarterly EBITDA Margin rose 553.0% year-over-year to 14.85% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.09% (down 681.0% YoY) and the FY2025 annual result came in at 9.11%, down 686.0% from the prior year.
- EBITDA Margin improved to 14.85% in Q1 2026, from 6.24% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 62.49% in Q4 2024 to a low of 6.24% in Q4 2025.
- A 5-year average of 17.62% and a median of 11.9% in 2025 frame the typical range for EBITDA Margin.
- Annual changes were most pronounced in 2022 — EBITDA Margin surged 4704 bps — and 2025, when it slumped 5625 bps.
- Tracing AFG's EBITDA Margin over 5 years: stood at 58.93% in 2022, then tumbled by 66 bps to 20.2% in 2023, then soared by 209 bps to 62.49% in 2024, then plunged by 90 bps to 6.24% in 2025, then soared by 138 bps to 14.85% in 2026.
- The last three EBITDA Margin figures came in at 14.85% (Q1 2026), 6.24% (Q4 2025), and 10.18% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 9.95% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 7.46% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 16.08% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 38.83% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 4.12% |
| 10 | American Financial | 11.99 Bn | -5.86 Bn | 1.03 Bn | 15.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 15.57% |
| Mar 31, 2026 | 14.85% |
| Dec 31, 2025 | 6.24% |
| Sep 30, 2025 | 10.18% |
| Jun 30, 2025 | 11.90% |
| Mar 31, 2025 | 9.32% |
| Dec 31, 2024 | 62.49% |
| Sep 30, 2024 | 11.14% |
| Jun 30, 2024 | 9.89% |
| Mar 31, 2024 | 12.81% |
| Dec 31, 2023 | 20.20% |
| Sep 30, 2023 | 10.12% |
| Jun 30, 2023 | 10.76% |
| Mar 31, 2023 | 15.17% |
| Dec 31, 2022 | 58.93% |
| Sep 30, 2022 | 7.61% |
| Jun 30, 2022 | 13.39% |
| Mar 31, 2022 | 14.48% |
| Dec 31, 2021 | 11.89% |
| Sep 30, 2021 | 9.64% |