Affinity Bancshares (AFBI) EBT Margin (2020 - 2026)
Affinity Bancshares (AFBI) posted EBT Margin of 34.77% for Q1 2026, up 6.73% on a QoQ basis from 32.58% in Q4 2025, and up 535.0% year-over-year from 5.48% in Q1 2025.
Affinity Bancshares (AFBI) EBT Margin (2020 - 2026) Analysis & Trends
Affinity Bancshares has reported EBT Margin for 7 years, with the latest figure at 34.77% in Q1 2026.
- On a quarterly basis, EBT Margin rose 535.0% year-over-year to 34.77% in Q1 2026; TTM through Mar 2026 was 33.04%, a 1151.0% increase from a year earlier, with the FY2025 full-year figure at 31.78%, up 1198.0% from the prior year.
- EBT Margin was 34.77% for Q1 2026 at Affinity Bancshares, up from 32.58% in the prior quarter.
- The five-year high for EBT Margin was 34.77% in Q1 2026, with the low at 13.77% in Q2 2024.
- Average EBT Margin over 5 years is 27.06%, with a median of 27.32% recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: EBT Margin sank 1355 bps in 2024, then soared 1829 bps in 2025.
- Over 5 years, EBT Margin stood at 25.44% in 2022, then retreated by 1 bps to 25.09% in 2023, then dropped by 27 bps to 18.27% in 2024, then surged by 78 bps to 32.58% in 2025, then rose by 7 bps to 34.77% in 2026.
- The last three EBT Margin figures came in at 34.77% (Q1 2026), 32.58% (Q4 2025), and 32.81% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 34.77% |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 34.77% |
| Dec 31, 2025 | 32.58% |
| Sep 30, 2025 | 32.81% |
| Jun 30, 2025 | 32.06% |
| Mar 31, 2025 | 29.42% |
| Dec 31, 2024 | 18.27% |
| Sep 30, 2024 | 26.04% |
| Jun 30, 2024 | 13.77% |
| Mar 31, 2024 | 22.01% |
| Dec 31, 2023 | 25.09% |
| Sep 30, 2023 | 26.64% |
| Jun 30, 2023 | 27.32% |
| Mar 31, 2023 | 28.29% |
| Dec 31, 2022 | 25.44% |
| Sep 30, 2022 | 28.59% |
| Jun 30, 2022 | 29.98% |
| Mar 31, 2022 | 26.88% |
| Dec 31, 2021 | 22.62% |
| Sep 30, 2021 | 30.40% |
| Jun 30, 2021 | 37.96% |
Affinity Bancshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AFBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();