Atlantic American (AAME) Net Margin (2009 - 2025)
Atlantic American (AAME) posted Net Margin of 2.38% for Q4 2025, down 4.13 percentage points from 6.52% a year earlier but up 1.50 percentage points from the prior quarter.
Atlantic American (AAME) Net Margin (2009 - 2025) Analysis & Trends
For FY2025, Atlantic American's Net Margin came in at 53.35%, up 71.19 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -98.78 percentage points (FY2020 to FY2025).
- In prior years, Atlantic American's Net Margin was -17.84% in FY2024 (-12.31 pp), -5.53% in FY2023 (-16.57 pp), 11.04% in FY2022 (-32.93 pp) and 43.97% in FY2021 (-108.16 pp).
- Quarterly Net Margin has run from a low of -4.98% in Q4 2023 to a high of 6.52% in Q4 2024 over five years.
- On a year-over-year basis, Net Margin increased in four of the last eight quarters, with an average year-over-year change of +1.49 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q1 2021, with a gain of 16.89 percentage points; the weakest was Q4 2021, with a drop of 15.67 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 0.89% (Q3 2025), 6.00% (Q2 2025) and 1.40% (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 20.93% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 17.56% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 10.96% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 11.77% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 15.44% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 11.59% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 10.14% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 11.61% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 2,135.42% |
| 10 | Atlantic American | 25.09 Mn | -145.75 Mn | 14.76 Mn | 2.38% |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 2.38% |
| Sep 30, 2025 | 0.89% |
| Jun 30, 2025 | 6.00% |
| Mar 31, 2025 | 1.40% |
| Dec 31, 2024 | 6.52% |
| Sep 30, 2024 | -4.71% |
| Jun 30, 2024 | -1.64% |
| Mar 31, 2024 | -4.46% |
| Dec 31, 2023 | -4.98% |
| Sep 30, 2023 | 3.72% |
| Jun 30, 2023 | 3.34% |
| Mar 31, 2023 | -3.34% |
| Dec 31, 2022 | 2.09% |
| Sep 30, 2022 | -1.69% |
| Jun 30, 2022 | -3.78% |
| Mar 31, 2022 | 5.32% |
| Dec 31, 2021 | 5.16% |
| Sep 30, 2021 | -2.06% |
| Jun 30, 2021 | 5.76% |
| Mar 31, 2021 | -1.08% |
Atlantic American Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=AAME&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "AAME", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=AAME&period=max&api_key=YOUR_API_KEY");
const data = await res.json();