Atlantic American (AAME) EBT Margin (2009 - 2025)
Atlantic American's EBT Margin came in at 3.32% for Q4 2025, down 5.24 percentage points from 8.56% a year earlier but up 1.89 percentage points from the prior quarter.
Atlantic American (AAME) EBT Margin (2009 - 2025) Analysis & Trends
For FY2025, Atlantic American's EBT Margin was 73.32%, up 89.49 percentage points from FY2024.
- EBT Margin carries a five-year change of -120.49 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was -16.18% in FY2024 (-10.70 pp), -5.48% in FY2023 (-26.03 pp), 20.56% in FY2022 (-39.50 pp) and 60.05% in FY2021 (-133.76 pp).
- The five-year range for quarterly EBT Margin is -6.64% (Q4 2023) to 8.56% (Q4 2024).
- Year-over-year, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of +1.96 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q1 2021 (a gain of 21.34 percentage points), and the weakest in Q4 2021 (a drop of 18.93 percentage points).
- Business Quant data shows AAME's EBT Margin at 1.43% (Q3 2025), 7.63% (Q2 2025) and 2.06% (Q1 2025) in the three quarters before Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 25.70% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 21.01% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 13.95% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 15.05% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 19.09% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 14.27% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 12.95% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 14.92% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 2,726.04% |
| 10 | Atlantic American | 25.09 Mn | -145.75 Mn | 14.76 Mn | 3.32% |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 3.32% |
| Sep 30, 2025 | 1.43% |
| Jun 30, 2025 | 7.63% |
| Mar 31, 2025 | 2.06% |
| Dec 31, 2024 | 8.56% |
| Sep 30, 2024 | -5.51% |
| Jun 30, 2024 | -1.78% |
| Mar 31, 2024 | -5.33% |
| Dec 31, 2023 | -6.64% |
| Sep 30, 2023 | 4.79% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | -3.93% |
| Dec 31, 2022 | 3.02% |
| Sep 30, 2022 | -2.05% |
| Jun 30, 2022 | -4.49% |
| Mar 31, 2022 | 7.36% |
| Dec 31, 2021 | 6.81% |
| Sep 30, 2021 | -2.62% |
| Jun 30, 2021 | 7.30% |
| Mar 31, 2021 | -1.11% |
Atlantic American EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AAME&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AAME", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AAME&period=max&api_key=YOUR_API_KEY");
const data = await res.json();