WSE vs PYPL vs TKC Stock Comparison

Wise, PayPal Holdings and Turkcell Iletisim Hizmetleri A S Prices as of Oct 26, 2026 Peers: Industry group
WSE Wise Group plc
$10.99 -4.8% 1M
Market cap
$11.10B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
PYPL PayPal Holdings, Inc.
$54.99 -0.1% 1M -21.2% 1Y
Market cap
$49.03B
P/E
10.0x
Revenue (TTM)
$34.13B
Div. yield
–
Payment Processing Technology
2 wins

Head to Head

7 decided of 12

Turkcell Iletisim Hizmetleri A S leads on 5 of the 12 questions below (Turkcell Iletisim Hizmetleri A S 5, PayPal Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionWSEPYPLTKCLeader
Larger companyMarket capitalisation $11.10B $49.03B $4.04B PYPL
Cheaper on earningsLower P/E, profitable companies only — 10.0x 9.8x TKC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.4x 9.9x 7.8x TKC
Faster revenue growthRevenue growth, trailing twelve months — +5.7% — –
More profitableNet margin, trailing twelve months — 14.4% — –
Better return on capitalReturn on invested capital — 15.9% — –
Less leveragedLower net debt / EBITDA — 0.3x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months — -21.2% -24.1% PYPL
Better 5-year returnAnnualised price return, 5 years — -25.2%/yr +1.7%/yr TKC
Less volatileAnnualised volatility, 1 year 43.8% 44.0% 27.5% TKC
Higher overall scoreMean of the five percentile scores vs peers — 70/100 73/100 TKC

Percentile Scorecard

WSEPYPLTKC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisWSEPYPLTKC
Valuation – 92 #9 of 99 96 #3 of 49
Growth – 63 #35 of 94 –
Profitability – 88 #12 of 90 –
Financial Health – 39 #65 of 105 83 #9 of 49
Shareholder Returns – 67 #21 of 61 39 #23 of 37
Overall – 70 73
  • WSE ranked among 1,011 companies in Financial Services
  • PYPL ranked among 109 companies in Fintech
  • TKC ranked among 51 companies in Telecommunications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodWSEPYPLTKCSPY
1 month -4.8%-0.1%-11.0% -0.8%
3 months -7.7%-1.9%-16.7% +3.5%
6 months —+10.5%-28.6% +7.0%
Year to date —-5.8%-16.1% +12.2%
1 year —-21.2%-24.1% +13.0%
3 years —+9.1%+6.0% +86.3%
3 years, per year —+3.0%+2.0% +23.1%
5 years —-76.6%+9.0% +68.6%
5 years, per year —-25.2%+1.7% +11.0%
10 years —+29.9%-44.2% +258.0%
10 years, per year —+2.7%-5.7% +13.6%

Risk

MeasureWSEPYPLTKCSPY
Volatility, 1Y 43.8%44.0%27.5% 12.7%
Downside volatility, 1Y 48.2%48.4%29.2% 12.7%
Beta vs S&P 500, 1Y 0.601.010.70 1.00
Return / volatility, 1Y —-0.48-0.88 1.02
Max drawdown, 5Y -32.5%-83.5%-47.1% -25.4%
From 52-week high -28.6%-24.7%-35.8% -1.8%
52-week high $15.40$73.02$7.15 $779.14
52-week low $10.40$39.08$4.59 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleWSEPYPLTKC
P/E now vs peer median —median 13.1x 9.8xmedian 20.6x 9.8xmedian 11.8x
P/S now vs peer median —median 3.2x 1.4xmedian 2.3x 0.7xmedian 1.1x
EV/EBITDA now vs peer median —median 6.9x 7.2xmedian 15.4x —median 6.8x
P/FCF now vs peer median 1.8xmedian 10.9x 7.2xmedian 16.4x 3.3xmedian 5.7x
P/B now vs peer median —median 1.2x 2.4xmedian 1.9x 0.7xmedian 1.3x
PEG now vs peer median —median 0.88 0.66median 1.05 —median 0.24

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsWSEPYPLTKC
Revenue – $34.13B –
Operating income – $5.95B –
Net income – $4.90B –
Free cash flow – $6.59B –
R&D – $3.25B –
EPS (diluted) – $5.56 –
Cash & equivalents – $8.31B $2.14B
Total debt – $13.40B $3.69B
Shares (diluted) 1.03B 882.00M –
Enterprise value $11.10B $7.26B -$4.21B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricWSEPYPLTKC
P/E – 9.8x 9.8x
P/FCF 1.8x 7.2x 3.3x
P/Operating cash flow – 6.3x –
P/S – 1.4x 0.7x
P/B – 2.4x 0.7x
P/Tangible book – 2.4x 0.7x
EV/EBITDA – 7.2x –
EV/EBIT – 8.3x –
EV/Revenue – 1.5x –
EV/FCF – 7.5x –
EV/Operating cash flow – 6.6x –
PEG (3Y EPS CAGR) – 0.66 –

Growth

14 metrics
MetricWSEPYPLTKC
Revenue growth (1Y) – 5.7% –
Revenue CAGR (3Y) – 6.1% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 1.4% –
Operating income CAGR (3Y) – 9.8% –
Net income growth (1Y) – 4.8% –
Net income CAGR (3Y) – 6.4% –
EPS growth (1Y) – 16.1% –
EPS CAGR (3Y) – 15.0% –
Operating cash flow growth (1Y) – 23.2% –
Operating cash flow CAGR (3Y) – 20.1% –
Free cash flow growth (1Y) – 24.5% –
Free cash flow CAGR (3Y) – 21.7% –

Profitability

14 metrics
MetricWSEPYPLTKC
Gross margin – – –
EBITDA margin – 20.2% –
Operating margin – 17.4% –
Pretax margin – 17.2% –
Net margin – 14.4% –
FCF margin – 19.3% –
Operating cash flow margin – 21.9% –
Return on equity – 24.6% –
Return on assets – 6.0% –
Return on invested capital – 15.9% –
Return on capital employed – 17.9% –
Asset turnover – 0.4x –
Cash conversion (OCF / net income) – 1.5x –
Stock comp / revenue – 2.9% –

Financial Health

11 metrics
MetricWSEPYPLTKC
Debt / assets – 16.2% 31.7%
Debt / equity – 0.7x 0.6x
Net debt / EBITDA – 0.3x –
Debt / FCF – 2.0x –
Liabilities / assets – 76.0% 48.2%
Equity / assets – 24.0% 51.8%
Interest coverage – – –
Current ratio – 1.3x 1.7x
Quick ratio – 0.4x 1.4x
Cash ratio – 0.2x 1.2x
Altman Z-score – 1.89 –

Shareholder Returns

7 metrics
MetricWSEPYPLTKC
Dividend yield – 1.0% 2.4%
Net buyback yield – 12.7% –
Shareholder yield – 13.7% 2.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusWSEPYPLTKC
Forward P/E 20.4xFY2026 9.9xFY2026 7.8xFY2026
EPS, next fiscal year $0.54FY2026 $5.55FY2026 $0.59FY2026
EPS growth, next FY +12.5%FY2026 +4.5%FY2026 +28.3%FY2026
EPS growth, the year after +20.4% -3.1% +44.1%
Revenue, next fiscal year $2.84BFY2026 $33.55BFY2026 $6.31BFY2026
Revenue growth, next FY +13.8%FY2026 +1.1%FY2026 +15.2%FY2026
Revenue growth, the year after +21.9% +5.1% +41.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersWSEPYPLTKC
Held by institutions 26.2% 74.2% 5.7%
Institutions holding 214 1,378 172
Change in shares held, QoQ – +0.8% -2.4%
Institutions buying 214 521 84
Institutions selling 0 671 65
Buyers to sellers – 0.78 1.29

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

WSEPYPLTKC
WSE 1.00 0.32 0.22
PYPL 0.32 1.00 0.00
TKC 0.22 0.00 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, WSE, PYPL and TKC?

PayPal Holdings (PYPL) is the largest by market capitalisation: Wise (WSE) $11.10B, PayPal Holdings (PYPL) $49.03B, Turkcell Iletisim Hizmetleri A S (TKC) $4.04B.

Which stock is cheaper, WSE, PYPL and TKC?

Turkcell Iletisim Hizmetleri A S (TKC) trades on the lowest price-to-earnings ratio (PayPal Holdings (PYPL) 10.0x, Turkcell Iletisim Hizmetleri A S (TKC) 9.8x). On next year's consensus earnings, Turkcell Iletisim Hizmetleri A S (TKC) is cheapest (Wise (WSE) 20.4x, PayPal Holdings (PYPL) 9.9x, Turkcell Iletisim Hizmetleri A S (TKC) 7.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year PayPal Holdings (PYPL) returned the most: PayPal Holdings (PYPL) -21.2%, Turkcell Iletisim Hizmetleri A S (TKC) -24.1%. Over five years, Turkcell Iletisim Hizmetleri A S (TKC) compounded fastest (PayPal Holdings (PYPL) -25.2%/yr, Turkcell Iletisim Hizmetleri A S (TKC) +1.7%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Turkcell Iletisim Hizmetleri A S (TKC) has been the steadiest (Wise (WSE) 43.8%, PayPal Holdings (PYPL) 44.0%, Turkcell Iletisim Hizmetleri A S (TKC) 27.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, WSE, PYPL and TKC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Turkcell Iletisim Hizmetleri A S (TKC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.