WSE vs DLO vs VOD Stock Comparison

Wise, dLocal and Vodafone Group Public Prices as of Oct 26, 2026 Peers: Industry group
WSE Wise Group plc
$10.99 -4.8% 1M
Market cap
$13.57B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
DLO dLocal Ltd
$14.44 +2.6% 1M -4.6% 1Y
Market cap
$4.26B
P/E
20.6x
Revenue (TTM)
$1.36B
Div. yield
1.39%
Payment Processing Technology
1 win

Head to Head

7 decided of 12

Vodafone Group Public leads on 6 of the 12 questions below (Vodafone Group Public 6, dLocal 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionWSEDLOVODLeader
Larger companyMarket capitalisation $13.57B $4.26B $38.20B VOD
Cheaper on earningsLower P/E, profitable companies only — 20.6x -82.0x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.4x 17.2x 12.6x VOD
Faster revenue growthRevenue growth, trailing twelve months — +57.0% — –
More profitableNet margin, trailing twelve months — 15.0% — –
Better return on capitalReturn on invested capital — 33.4% — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield — 1.39% 3.35% VOD
Better 1-year returnPrice return, last 12 months — -4.6% +33.8% VOD
Better 5-year returnAnnualised price return, 5 years — -22.0%/yr +0.2%/yr VOD
Less volatileAnnualised volatility, 1 year 43.8% 44.3% 32.2% VOD
Higher overall scoreMean of the five percentile scores vs peers — 72/100 57/100 DLO

Percentile Scorecard

WSEDLOVOD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisWSEDLOVOD
Valuation – 74 #14 of 50 75 #7 of 25
Growth – 87 #7 of 46 –
Profitability – 93 #4 of 42 –
Financial Health – 66 #19 of 54 56 #12 of 26
Shareholder Returns – 41 #14 of 23 40 #13 of 21
Overall – 72 57
  • WSE ranked among 469 companies in Financial Services
  • DLO ranked among 57 companies in Fintech
  • VOD ranked among 27 companies in Telecommunications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodWSEDLOVODSPY
1 month -4.8%+2.6%-5.5% -0.8%
3 months -7.7%-3.5%-0.6% +3.5%
6 months —+4.7%+1.2% +7.0%
Year to date —+2.1%+18.8% +12.2%
1 year —-4.6%+33.8% +13.0%
3 years —-15.2%+70.5% +86.3%
3 years, per year —-5.4%+19.5% +23.1%
5 years —-71.1%+0.8% +68.6%
5 years, per year —-22.0%+0.2% +11.0%
10 years ——-43.8% +258.0%
10 years, per year ——-5.6% +13.6%

Risk

MeasureWSEDLOVODSPY
Volatility, 1Y 43.8%44.3%32.2% 12.7%
Downside volatility, 1Y 48.2%44.7%32.6% 12.7%
Beta vs S&P 500, 1Y 0.601.720.49 1.00
Return / volatility, 1Y —-0.101.05 1.02
Max drawdown, 5Y -32.5%-86.3%-57.5% -25.4%
From 52-week high -28.6%-8.5%-10.4% -1.8%
52-week high $15.40$15.78$17.53 $779.14
52-week low $10.40$11.01$11.20 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleWSEDLOVOD
P/E now vs peer median —median 19.9x 20.6xmedian 9.8x -82.0xmedian 12.3x
P/S now vs peer median —median 3.3x 3.1xmedian 1.8x 0.8xmedian 1.1x
EV/EBITDA now vs peer median —median 6.6x —median 11.7x —median 5.9x
P/FCF now vs peer median 1.8xmedian 11.8x 10.0xmedian 11.5x 3.5xmedian 3.9x
P/B now vs peer median —median 1.2x 7.9xmedian 0.9x 0.7xmedian 1.1x
PEG now vs peer median —median 0.88 1.21median 1.21 —median 0.25

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsWSEDLOVOD
Revenue – $1.36B –
Gross profit – $464.83M –
Operating income – $235.24M –
Net income – $204.14M –
Free cash flow – $427.30M –
R&D – $41.98M –
EPS (diluted) – $0.68 –
Cash & equivalents – $794.94M $10.31B
Total debt – $466.81M $60.32B
Shares (diluted) 1.03B 301.74M 2.40B
Enterprise value $13.57B $952.85M $11.87B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricWSEDLOVOD
P/E – 20.6x -82.0x
P/FCF 1.8x 10.0x 3.5x
P/Operating cash flow – 9.9x –
P/S – 3.1x 0.8x
P/B – 7.9x 0.7x
P/Tangible book – 9.6x 0.9x
EV/EBITDA – – –
EV/EBIT – 14.9x –
EV/Revenue – 2.6x –
EV/FCF – 8.2x –
EV/Operating cash flow – 8.2x –
PEG (3Y EPS CAGR) – 1.21 –

Growth

14 metrics
MetricWSEDLOVOD
Revenue growth (1Y) – 57.0% –
Revenue CAGR (3Y) – 36.9% –
Gross profit growth (1Y) – 34.5% –
Gross profit CAGR (3Y) – 24.4% –
Operating income growth (1Y) – 27.1% –
Operating income CAGR (3Y) – 16.0% –
Net income growth (1Y) – 39.8% –
Net income CAGR (3Y) – 15.7% –
EPS growth (1Y) – 41.4% –
EPS CAGR (3Y) – 17.1% –
Operating cash flow growth (1Y) – 234.3% –
Operating cash flow CAGR (3Y) – 16.8% –
Free cash flow growth (1Y) – 230.2% –
Free cash flow CAGR (3Y) – 16.5% –

Profitability

14 metrics
MetricWSEDLOVOD
Gross margin – 34.3% –
EBITDA margin – – –
Operating margin – 17.3% –
Pretax margin – 18.2% –
Net margin – 15.0% –
FCF margin – 31.5% –
Operating cash flow margin – 31.6% –
Return on equity – 37.3% –
Return on assets – 10.2% –
Return on invested capital – 33.4% –
Return on capital employed – 64.3% –
Asset turnover – 0.7x –
Cash conversion (OCF / net income) – 2.1x –
Stock comp / revenue – 1.9% –

Financial Health

11 metrics
MetricWSEDLOVOD
Debt / assets – 5.9% 40.5%
Debt / equity – 0.2x 1.0x
Net debt / EBITDA – – –
Debt / FCF – 0.3x –
Liabilities / assets – 75.3% 61.0%
Equity / assets – 24.7% 39.0%
Interest coverage – 48.4x –
Current ratio – 1.2x 0.4x
Quick ratio – 1.2x 0.8x
Cash ratio – 0.5x 0.4x
Altman Z-score – 3.06 –

Shareholder Returns

7 metrics
MetricWSEDLOVOD
Dividend yield – 1.4% 3.4%
Net buyback yield – – –
Shareholder yield – 1.4% 3.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusWSEDLOVOD
Forward P/E 20.4xFY2026 17.2xFY2026 12.6xFY2026
EPS, next fiscal year $0.54FY2026 $0.84FY2026 $1.25FY2026
EPS growth, next FY +12.5%FY2026 +9.1%FY2026 -0.8%FY2026
EPS growth, the year after +20.4% +21.4% +13.6%
Revenue, next fiscal year $2.83BFY2026 $1.65BFY2026 $53.46BFY2026
Revenue growth, next FY +13.4%FY2026 +51.1%FY2026 +12.6%FY2026
Revenue growth, the year after +22.0% +20.4% -3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersWSEDLOVOD
Held by institutions 26.2% 40.4% 7.9%
Institutions holding 214 166 575
Change in shares held, QoQ – +7.6% -0.8%
Institutions buying 214 88 255
Institutions selling 0 49 162
Buyers to sellers – 1.80 1.57

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

WSEDLOVOD
WSE 1.00 0.33 0.18
DLO 0.33 1.00 0.18
VOD 0.18 0.18 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, WSE, DLO and VOD?

Vodafone Group Public (VOD) is the largest by market capitalisation: Wise (WSE) $13.57B, dLocal (DLO) $4.26B, Vodafone Group Public (VOD) $38.20B.

Which stock has performed better?

Over the past year Vodafone Group Public (VOD) returned the most: dLocal (DLO) -4.6%, Vodafone Group Public (VOD) +33.8%. Over five years, Vodafone Group Public (VOD) compounded fastest (dLocal (DLO) -22.0%/yr, Vodafone Group Public (VOD) +0.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Vodafone Group Public (VOD) has the highest dividend yield: dLocal (DLO) 1.39%, Vodafone Group Public (VOD) 3.35%. Wise (WSE) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Vodafone Group Public (VOD) has been the steadiest (Wise (WSE) 43.8%, dLocal (DLO) 44.3%, Vodafone Group Public (VOD) 32.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, WSE, DLO and VOD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Vodafone Group Public (VOD) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.