WSE vs CRCL vs TIGO Stock Comparison

Wise, Circle Internet and Millicom International Cellular Prices as of Oct 28, 2026 Peers: Industry group
WSE Wise Group plc
$10.91 -5.1% 1M
Market cap
$11.22B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
1 win

Head to Head

9 decided of 12

Millicom International Cellular leads on 5 of the 12 questions below (Millicom International Cellular 5, Circle Internet 3, Wise 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionWSECRCLTIGOLeader
Larger companyMarket capitalisation $11.22B $19.72B $13.51B CRCL
Cheaper on earningsLower P/E, profitable companies only — 43.7x 20.3x TIGO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.2x 76.9x 21.0x WSE
Faster revenue growthRevenue growth, trailing twelve months — +37.2% +29.4% CRCL
More profitableNet margin, trailing twelve months — 15.5% 9.2% CRCL
Better return on capitalReturn on invested capital — 6.2% 16.8% TIGO
Less leveragedLower net debt / EBITDA — — 2.0x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months — -40.1% +61.1% TIGO
Better 5-year returnAnnualised price return, 5 years — — +17.9%/yr –
Less volatileAnnualised volatility, 1 year 43.5% 94.9% 42.0% TIGO
Higher overall scoreMean of the five percentile scores vs peers — 46/100 54/100 TIGO

Percentile Scorecard

WSECRCLTIGO

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisWSECRCLTIGO
Valuation – 48 #50 of 96 46 #27 of 49
Growth – 95 #4 of 65 71 #14 of 45
Profitability – 45 #36 of 65 77 #11 of 45
Financial Health – 28 #67 of 92 25 #37 of 49
Shareholder Returns – 14 #33 of 38 50 #19 of 37
Overall – 46 54
  • WSE ranked among 1,003 companies in Financial Services
  • CRCL ranked among 110 companies in Capital Markets
  • TIGO ranked among 51 companies in Telecommunications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodWSECRCLTIGOSPY
1 month -5.1%-4.9%-11.3% +0.9%
3 months -8.5%+33.0%-15.4% +5.9%
6 months —-14.7%-3.1% +8.5%
Year to date —+2.8%+43.7% +13.3%
1 year —-40.1%+61.1% +12.4%
3 years ——+419.6% +88.1%
3 years, per year ——+73.3% +23.5%
5 years ——+127.9% +68.2%
5 years, per year ——+17.9% +11.0%

Risk

MeasureWSECRCLTIGOSPY
Volatility, 1Y 43.5%94.9%42.0% 12.7%
Downside volatility, 1Y 47.9%91.3%44.5% 12.7%
Beta vs S&P 500, 1Y 0.592.820.30 1.00
Return / volatility, 1Y —-0.421.46 0.98
Max drawdown, 5Y -32.5%-80.9%-71.3% -25.4%
From 52-week high -29.2%-40.1%-23.6% -0.9%
52-week high $15.40$136.11$104.31 $779.14
52-week low $10.40$50.23$45.81 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleWSECRCLTIGO
P/E now vs peer median —median 12.9x 44.8xmedian 30.1x 20.1xmedian 11.6x
P/S now vs peer median —median 3.2x 6.6xmedian 3.0x 1.9xmedian 1.1x
EV/EBITDA now vs peer median —median 7.5x 54.0xmedian 14.1x 5.9xmedian 6.8x
P/FCF now vs peer median 1.8xmedian 10.8x 25.0xmedian 15.8x 22.8xmedian 6.3x
P/B now vs peer median —median 1.2x 5.4xmedian 2.4x 5.4xmedian 1.2x
PEG now vs peer median —median 0.87 —median 0.54 0.06median 0.24

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsWSECRCLTIGO
Revenue – $2.91B $7.24B
Gross profit – $1.18B –
Operating income – $215.57M $1.74B
Net income – $451.26M $646.00M
Free cash flow – $761.52M $590.00M
EPS (diluted) – $1.68 $3.96
Cash & equivalents – $1.73B $861.00M
Total debt – – $26.42B
Shares (diluted) 1.03B 268.64M 168.00M
Enterprise value $11.22B $13.60B $8.26B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricWSECRCLTIGO
P/E – 44.8x 20.1x
P/FCF 1.8x 25.0x 22.8x
P/Operating cash flow – 24.5x 22.8x
P/S – 6.6x 1.9x
P/B – 5.4x 5.4x
P/Tangible book – 6.2x -2.1x
EV/EBITDA – 54.0x 5.9x
EV/EBIT – 80.3x 11.7x
EV/Revenue – 6.0x 2.8x
EV/FCF – 22.7x 34.3x
EV/Operating cash flow – 22.3x 34.3x
PEG (3Y EPS CAGR) – – 0.06

Growth

14 metrics
MetricWSECRCLTIGO
Revenue growth (1Y) – 37.2% 29.4%
Revenue CAGR (3Y) – – 9.4%
Gross profit growth (1Y) – 47.0% –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 228.3% 20.0%
Operating income CAGR (3Y) – – 28.3%
Net income growth (1Y) – 231.5% -35.3%
Net income CAGR (3Y) – – 121.4%
EPS growth (1Y) – 152.6% -28.2%
EPS CAGR (3Y) – – 351.7%
Operating cash flow growth (1Y) – 48.5% -52.2%
Operating cash flow CAGR (3Y) – – -1.5%
Free cash flow growth (1Y) – 52.0% -52.2%
Free cash flow CAGR (3Y) – – -1.5%

Profitability

14 metrics
MetricWSECRCLTIGO
Gross margin – 40.5% –
EBITDA margin – 11.0% 47.1%
Operating margin – 7.4% 24.0%
Pretax margin – 13.8% 13.3%
Net margin – 15.5% 9.2%
FCF margin – 26.2% 8.2%
Operating cash flow margin – 26.7% 8.2%
Return on equity – 13.0% 22.8%
Return on assets – 0.6% 3.1%
Return on invested capital – 6.2% 16.8%
Return on capital employed – 4.1% 11.2%
Asset turnover – 0.0x 0.3x
Cash conversion (OCF / net income) – 1.7x 0.9x
Stock comp / revenue – 7.7% 0.1%

Financial Health

11 metrics
MetricWSECRCLTIGO
Debt / assets – – 37.0%
Debt / equity – – 3.1x
Net debt / EBITDA – – 2.0x
Debt / FCF – – 13.0x
Liabilities / assets – 95.5% 87.9%
Equity / assets – 4.5% 12.1%
Interest coverage – – 1.9x
Current ratio – 1.0x 0.5x
Quick ratio – 0.0x 0.3x
Cash ratio – 0.0x 0.2x
Altman Z-score – 0.22 1.07

Shareholder Returns

7 metrics
MetricWSECRCLTIGO
Dividend yield – – 4.4%
Net buyback yield – -2.8% –
Shareholder yield – -2.8% 4.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusWSECRCLTIGO
Forward P/E 20.2xFY2026 76.9xFY2026 21.0xFY2026
EPS, next fiscal year $0.54FY2026 $1.06FY2026 $3.80FY2026
EPS growth, next FY +12.5%FY2026 – -51.5%FY2026
EPS growth, the year after +20.4% +46.2% +65.5%
Revenue, next fiscal year $2.84BFY2026 $3.23BFY2026 $9.17BFY2026
Revenue growth, next FY +13.8%FY2026 +17.3%FY2026 +57.6%FY2026
Revenue growth, the year after +21.9% +24.6% -4.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersWSECRCLTIGO
Held by institutions 26.2% 52.3% –
Institutions holding 214 562 –
Change in shares held, QoQ – +11.4% –
Institutions buying 214 380 –
Institutions selling 0 120 –
Buyers to sellers – 3.17 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

WSECRCLTIGO
WSE 1.00 0.34 0.07
CRCL 0.34 1.00 0.04
TIGO 0.07 0.04 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, WSE, CRCL and TIGO?

Circle Internet (CRCL) is the largest by market capitalisation: Wise (WSE) $11.22B, Circle Internet (CRCL) $19.72B, Millicom International Cellular (TIGO) $13.51B.

Which stock is cheaper, WSE, CRCL and TIGO?

Millicom International Cellular (TIGO) trades on the lowest price-to-earnings ratio (Circle Internet (CRCL) 43.7x, Millicom International Cellular (TIGO) 20.3x). On next year's consensus earnings, Wise (WSE) is cheapest (Wise (WSE) 20.2x, Circle Internet (CRCL) 76.9x, Millicom International Cellular (TIGO) 21.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Circle Internet (CRCL) grew revenue fastest over the trailing twelve months: Circle Internet (CRCL) +37.2%, Millicom International Cellular (TIGO) +29.4%.

Which company is more profitable?

Circle Internet (CRCL) has the highest net margin (Circle Internet (CRCL) 15.5%, Millicom International Cellular (TIGO) 9.2%). On return on invested capital, Millicom International Cellular (TIGO) leads (Circle Internet (CRCL) 6.2%, Millicom International Cellular (TIGO) 16.8%).

Which stock has performed better?

Over the past year Millicom International Cellular (TIGO) returned the most: Circle Internet (CRCL) -40.1%, Millicom International Cellular (TIGO) +61.1%. Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Millicom International Cellular (TIGO) has been the steadiest (Wise (WSE) 43.5%, Circle Internet (CRCL) 94.9%, Millicom International Cellular (TIGO) 42.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, WSE, CRCL and TIGO?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Millicom International Cellular (TIGO) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.