USB vs EXR vs BAC Stock Comparison

Us Bancorp \De\, Extra Space Storage and Bank Of America Prices as of Oct 26, 2026 Peers: Industry group
USB Us Bancorp \De\
$59.72 +0.7% 1M +23.7% 1Y
Market cap
$92.80B
P/E
11.9x
Revenue (TTM)
$29.58B
Div. yield
0.03%
Money Center Banks Financial Services
1 win
EXR Extra Space Storage Inc.
$143.44 +7.6% 1M -4.5% 1Y
Market cap
$30.42B
P/E
31.8x
Revenue (TTM)
$3.45B
Div. yield
0.05%
Self-Storage REITs Real Estate
2 wins
BAC Bank Of America Corp /De/
$50.54 -10.8% 1M -3.9% 1Y
Market cap
$362.57B
P/E
11.3x
Revenue (TTM)
$121.10B
Div. yield
0.03%
Money Center Banks Financial Services
9 wins

Head to Head

12 decided of 12

Bank Of America leads on 9 of the 12 questions below (Bank Of America 9, Extra Space Storage 2, Us Bancorp \De\ 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUSBEXRBACLeader
Larger companyMarket capitalisation $92.80B $30.42B $362.57B BAC
Cheaper on earningsLower P/E, profitable companies only 11.9x 31.8x 11.3x BAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 29.8x 11.2x BAC
Faster revenue growthRevenue growth, trailing twelve months +6.7% +4.2% +9.7% BAC
More profitableNet margin, trailing twelve months 26.4% 27.8% 26.5% EXR
Better return on capitalReturn on invested capital 12.6% 4.9% 13.1% BAC
Less leveragedLower net debt / EBITDA 3.8x 5.9x -1.6x BAC
Higher dividend yieldTrailing dividend yield 0.03% 0.05% 0.03% EXR
Better 1-year returnPrice return, last 12 months +23.7% -4.5% -3.9% USB
Better 5-year returnAnnualised price return, 5 years -0.2%/yr -4.8%/yr +1.4%/yr BAC
Less volatileAnnualised volatility, 1 year 22.2% 23.1% 21.9% BAC
Higher overall scoreMean of the five percentile scores vs peers 49/100 55/100 71/100 BAC

Percentile Scorecard

USBEXRBAC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUSBEXRBAC
Valuation 43 #208 of 362 24 #111 of 145 96 #17 of 362
Growth 52 #107 of 221 63 #53 of 142 83 #39 of 221
Profitability 80 #40 of 200 82 #25 of 136 74 #52 of 200
Financial Health 12 #178 of 203 54 #65 of 139 24 #154 of 203
Shareholder Returns 57 #149 of 342 53 #62 of 131 77 #79 of 342
Overall 49 55 71
  • USB ranked among 370 companies in Banking
  • EXR ranked among 149 companies in Property REITs
  • BAC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUSBEXRBACSPY
1 month +0.7%+7.6%-10.8% -0.8%
3 months -5.9%-3.3%-18.7% +3.5%
6 months +6.7%+2.8%-4.0% +7.0%
Year to date +11.9%+10.2%-8.1% +12.2%
1 year +23.7%-4.5%-3.9% +13.0%
3 years +94.9%+37.4%+100.8% +86.3%
3 years, per year +24.9%+11.2%+26.2% +23.1%
5 years -0.9%-22.0%+7.4% +68.6%
5 years, per year -0.2%-4.8%+1.4% +11.0%
10 years +35.0%+88.2%+199.6% +258.0%
10 years, per year +3.0%+6.5%+11.6% +13.6%

Risk

MeasureUSBEXRBACSPY
Volatility, 1Y 22.2%23.1%21.9% 12.7%
Downside volatility, 1Y 23.2%23.6%25.6% 12.7%
Beta vs S&P 500, 1Y 0.610.340.72 1.00
Return / volatility, 1Y 1.07-0.20-0.18 1.02
Max drawdown, 5Y -54.7%-54.5%-49.0% -25.4%
From 52-week high -8.7%-6.1%-22.0% -1.8%
52-week high $65.41$152.75$64.82 $779.14
52-week low $45.47$126.69$46.72 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUSBEXRBAC
P/E now vs peer median 11.9xmedian 12.1x 31.6xmedian 27.4x 11.2xmedian 12.1x
P/S now vs peer median 3.1xmedian 3.4x 8.8xmedian 4.2x 2.9xmedian 3.4x
EV/EBITDA now vs peer median 7.5xmedian 5.0x 19.8xmedian 14.2x 1.4xmedian 5.0x
P/FCF now vs peer median 7.4xmedian 11.0x 28.5xmedian 23.2x 3.7xmedian 11.0x
P/B now vs peer median 1.4xmedian 1.2x 2.1xmedian 1.3x 1.2xmedian 1.2x
PEG now vs peer median 0.98median 1.36 -3.57median 2.11 1.40median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUSBEXRBAC
Revenue $29.58B $3.45B $121.10B
Gross profit – $2.51B –
Operating income – $1.41B –
Net income $8.17B $1.00B $33.66B
Free cash flow $12.53B $1.06B $94.74B
EPS (diluted) $5.01 $4.35 $4.41
Cash & equivalents – $695.17M $229.75B
Total debt $96.01B $52.95B $399.84B
Shares (diluted) 1.56B 220.36M 7.29B
Enterprise value $92.80B $29.33B -$2.01T

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUSBEXRBAC
P/E 11.9x 31.6x 11.2x
P/FCF 7.4x 28.5x 3.7x
P/Operating cash flow 7.4x 15.9x 3.7x
P/S 3.1x 8.8x 2.9x
P/B 1.4x 2.1x 1.2x
P/Tangible book 1.5x 2.1x 1.2x
EV/EBITDA 7.5x 19.8x 1.4x
EV/EBIT 7.8x 30.7x 1.4x
EV/Revenue 6.4x 12.6x 1.4x
EV/FCF 15.1x 40.7x 1.8x
EV/Operating cash flow 15.1x 22.8x 1.8x
PEG (3Y EPS CAGR) 0.98 -3.57 1.40

Growth

14 metrics
MetricUSBEXRBAC
Revenue growth (1Y) 6.7% 4.2% 9.7%
Revenue CAGR (3Y) 3.2% 19.5% 6.4%
Gross profit growth (1Y) – 3.4% –
Gross profit CAGR (3Y) – 17.1% –
Operating income growth (1Y) – -2.5% –
Operating income CAGR (3Y) – 9.4% –
Net income growth (1Y) 18.4% -2.4% 20.5%
Net income CAGR (3Y) 12.1% 4.5% 4.2%
EPS growth (1Y) 19.9% -5.6% 27.5%
EPS CAGR (3Y) 12.2% -8.8% 8.0%
Operating cash flow growth (1Y) 68.8% 0.0% 517.8%
Operating cash flow CAGR (3Y) -4.9% 15.7% 28.5%
Free cash flow growth (1Y) 68.8% 35.3% 517.8%
Free cash flow CAGR (3Y) -4.9% 89.0% 28.5%

Profitability

14 metrics
MetricUSBEXRBAC
Gross margin – 72.8% –
EBITDA margin 85.2% 63.5% 99.4%
Operating margin – 40.9% –
Pretax margin 34.5% 26.9% 36.2%
Net margin 26.4% 27.8% 26.5%
FCF margin 42.3% 30.9% 78.2%
Operating cash flow margin 42.3% 55.2% 78.2%
Return on equity 12.2% 7.1% 11.2%
Return on assets 1.1% 3.4% 1.0%
Return on invested capital 12.6% 4.9% 13.1%
Return on capital employed – – –
Asset turnover 0.0x 0.1x 0.0x
Cash conversion (OCF / net income) 1.5x 1.9x 2.8x
Stock comp / revenue – 1.1% 3.4%

Financial Health

11 metrics
MetricUSBEXRBAC
Debt / assets 13.2% 46.0% 11.4%
Debt / equity 1.4x 1.0x 1.3x
Net debt / EBITDA 3.8x 5.9x -1.6x
Debt / FCF 7.7x 12.8x 4.2x
Liabilities / assets 90.6% 52.2% 91.4%
Equity / assets 9.4% 47.8% 8.6%
Interest coverage 1.7x – 1.6x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricUSBEXRBAC
Dividend yield 3.5% 4.5% 2.3%
Net buyback yield 0.7% 0.5% 6.6%
Shareholder yield 4.2% 5.0% 8.9%
Payout ratio (earnings) 39.5% 136.7% 29.0%
Payout ratio (FCF) 25.7% 128.9% 10.3%
Dividend growth (1Y) 3.2% -0.3% 2.6%
Dividend CAGR (3Y) 3.8% 17.7% 3.5%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUSBEXRBAC
Forward P/E 11.6xFY2026 29.8xFY2026 11.2xFY2026
EPS, next fiscal year $5.17FY2026 $4.82FY2026 $4.52FY2026
EPS growth, next FY +11.9%FY2026 +5.0%FY2026 +18.6%FY2026
EPS growth, the year after +18.8% -2.1% +19.9%
Revenue, next fiscal year $30.11BFY2026 $3.38BFY2026 $127.79BFY2026
Revenue growth, next FY +5.1%FY2026 +0.1%FY2026 +13.0%FY2026
Revenue growth, the year after +16.7% +11.4% -2.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUSBEXRBAC
Held by institutions 81.6% 97.5% 75.0%
Institutions holding 2,068 795 3,612
Change in shares held, QoQ +2.1% +2.2% +0.7%
Institutions buying 965 386 1,825
Institutions selling 760 266 1,342
Buyers to sellers 1.27 1.45 1.36

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

USBEXRBAC
USB 1.00 0.36 0.73
EXR 0.36 1.00 0.17
BAC 0.73 0.17 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, USB, EXR and BAC?

Bank Of America (BAC) is the largest by market capitalisation: Us Bancorp \De\ (USB) $92.80B, Extra Space Storage (EXR) $30.42B, Bank Of America (BAC) $362.57B.

Which stock is cheaper, USB, EXR and BAC?

Bank Of America (BAC) trades on the lowest price-to-earnings ratio (Us Bancorp \De\ (USB) 11.9x, Extra Space Storage (EXR) 31.8x, Bank Of America (BAC) 11.3x). On next year's consensus earnings, Bank Of America (BAC) is cheapest (Us Bancorp \De\ (USB) 11.6x, Extra Space Storage (EXR) 29.8x, Bank Of America (BAC) 11.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Bank Of America (BAC) grew revenue fastest over the trailing twelve months: Us Bancorp \De\ (USB) +6.7%, Extra Space Storage (EXR) +4.2%, Bank Of America (BAC) +9.7%.

Which company is more profitable?

Extra Space Storage (EXR) has the highest net margin (Us Bancorp \De\ (USB) 26.4%, Extra Space Storage (EXR) 27.8%, Bank Of America (BAC) 26.5%). On return on invested capital, Bank Of America (BAC) leads (Us Bancorp \De\ (USB) 12.6%, Extra Space Storage (EXR) 4.9%, Bank Of America (BAC) 13.1%).

Which stock has performed better?

Over the past year Us Bancorp \De\ (USB) returned the most: Us Bancorp \De\ (USB) +23.7%, Extra Space Storage (EXR) -4.5%, Bank Of America (BAC) -3.9%. Over five years, Bank Of America (BAC) compounded fastest (Us Bancorp \De\ (USB) -0.2%/yr, Extra Space Storage (EXR) -4.8%/yr, Bank Of America (BAC) +1.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Extra Space Storage (EXR) has the highest dividend yield: Us Bancorp \De\ (USB) 0.03%, Extra Space Storage (EXR) 0.05%, Bank Of America (BAC) 0.03%.

Which stock is riskier?

By one-year price volatility, Bank Of America (BAC) has been the steadiest (Us Bancorp \De\ (USB) 22.2%, Extra Space Storage (EXR) 23.1%, Bank Of America (BAC) 21.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, USB, EXR and BAC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Bank Of America (BAC) leads on 9. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.